首先做一下自我介紹,本科畢業(yè)于某985,科班畢業(yè),本科專業(yè)金融學(xué),成績屬于中下游沒有保研資格,報(bào)考的是清華大學(xué)金融碩士項(xiàng)目,初試分?jǐn)?shù)390+,二戰(zhàn)成功上岸。承蒙不棄,特將備考期間的一些經(jīng)驗(yàn)分享給大家,希望學(xué)弟學(xué)妹們可以少走彎路。
第一點(diǎn)是關(guān)于擇校,因?yàn)榻鹑诖T士屬于大熱門項(xiàng)目,相信大家對(duì)院校金融碩士所謂的“鄙視鏈”都有所了解,如果未來想進(jìn)入金融行業(yè)工作,那么一個(gè)頂尖的院校title無疑是一大助力。考慮到國內(nèi)清北復(fù)交人所開設(shè)的全部金融碩士項(xiàng)目,清華的專業(yè)課考題范圍相比北大更普適,不論是內(nèi)容還是參考書目,都存在和復(fù)旦或者人大互通的可能性,這也就意味著如果備考期間發(fā)覺難度太大想退而求其次還具有轉(zhuǎn)圜的余地。其次,因?yàn)楸究朴薪鹑谡n程學(xué)習(xí)的基礎(chǔ),我認(rèn)為清華的專業(yè)課接觸起來更為容易。除此之外就是清華內(nèi)部兩個(gè)學(xué)院——經(jīng)管和五道口的抉擇問題,因?yàn)閮蓚€(gè)學(xué)院專業(yè)課共用一套考題,公共課完全相同,所以兩者最大的區(qū)別在于項(xiàng)目本身,比如:經(jīng)管絕大部分位于深圳,五道口在北京,且五道口分?jǐn)?shù)線比經(jīng)管稍高,競爭難度稍大,大家可以根據(jù)自己的偏好自行選擇,如若更喜歡去北方發(fā)展選擇五道口,求穩(wěn)且對(duì)城市無要求則可以選擇經(jīng)管。
如圖,我整理了近幾年清華金融碩士項(xiàng)目的考情,希望對(duì)大家擇校有所幫助。
CV79bpYQwMCfxFPG+pZZjnkpCGgAhuIKEfS0HPpZaQ0O1aKphxtG93Rn2D7O/qieZmIBSFg7mWuFQNpLWoiZBatmT2YynnzPyX7zCu79YtQAROoIdMubo7jIvtViDUtRgEFIZYk+WyEz/BeIm6W6budhNOlmIMqouBWNz9l3veP062fNvA10kwWhsoK/4e/fDSPMMM2Hdu2T5nv56+3hiISFBTk1GxzykFgwah3QZV1Ux3EPwJwE13FvTOQK2X122FEHAOrWHyaMByJlvmBUKkduzvkyj8yK4udzdw1A8YJPyJ+JbM6Ha1f5ZMuVKB4jG+Rmc2zTTAPCK/xvHuqHkcVBkzONqdhKvPY/oIIQCjRgnt7jCOIB5vxCvmGWaBveeWF+bslAsny/U1E1cyFyMSOxfRxGjtmiMtry/Glne6+4dlJOHF2MWnRWYbj+OfdzFqMYlviLpkx0l5kkl62jXMwffjrsN/WraZcg3jIiMBUixmJ/Zd/wPLOjGSSdgSsWtajJKw5Z3XwfLtfzRd6pk8d3LnGf+Dsl3L3nPLijnb+z1iTqz0lDQY4nEoyeuMg1WFnlwjGBjjaz4Nm+j6ebu2+RRAe37bbi1yDajj+ImBMl5jnpuEsrL3jg3a+UyD/yyZcp2u8Sdk2wWnL5z3U8ZJLD5iHKCdOMZZq5fPe8LyHZ82/3n0Wonx8DOyfYW955bMOdv7F42TeKT0aAAuPfW7iTCZsnj6I58KOm/4PLwoGQG5bJz8u7Bsj+GnjJMPwfI9DpbtudkWENsmZbniFgkKa1PLWwkhbQhwitJW5rwipJPvX6dL0mJENJviM5B2LjutQ1PcnkFWEcJ1LCQNU6MzDMMwDPN5Lt57H/vAZQS0MgzDMAzD7AkRvb5bh2EYhmEYZk/+m/uQOBHI4TjnWM4HwbI9hs6ryrI9Dtbd42DZnptufmHPCcMwDMMwp4KNE4ZhGIZhTsX5jBNnEE1Q9wGcMYkUvi5ZypthGIZhmNfYaJw4qPKyopbBioc5Aaa8oHy5Tnvbxsu6ku/9XUoEg7KrN9JPde/uuO7SRoZhGIZhxrzgOSHIW5ujpMtPkjxKlOUFVSSliFNlxIDo1014ESHwt+J0atSwAFqb+9/dDWQV2hlqAvQLFDIMwzAMsxf7LOv0qkxaSdOqk2214WlOtFBkiORtJqnaizTAYlXAPkJDCwM1qECncHX1I/lb41woSMXsz8jQnRq0bRK/yBEzfhk8kic+ZDXn8VyUPzMhS76st5th+Z6XA/vmdePEVIPljVgVU9eMS153H9xhnECdZZlsrN7pHBJ3TyJqi1uvTeYO3DRag8XAGIGxbeJUtWr5iJniVIlLhZBpuDVqTTVdliNppyXXvY8YvwycQlk61H05FRJlZBLJlT/TY4V8WW83wPI9Lwf3zWyek1FLoMoSsn/X8gIpNCwpKKdRk0PTEETE2IiVrXZ3AweH6nKZfGbKC2SkFQY2czmlgXOAEBTKOmd8xakSpRyL1QTrrm2MMQQHBxNpM2QJ2LnU+kwSp3CVBXSkbAGznbAEWQ9kKrSGuCjcXY1HugeW/yay5ctsguV7Xo7umxWeE0Jtn7VtJBGkDW9XVOvwQHZ3mKKePJwb51AU45Y63A3CNQbWlIYARf4ejltuAIlr0IBAAnD3vFc/qu3Aonsk6iEJ2/69LgASz//3VoK6ukKzNX+YOYKii+GDUeipTF2TGYTNAAAVBWAMpj7HAV0hmS1/ZkCufFlvt8HyPS9H980Kz8kyRhmI2oZ/VxdU0PA6eBuonpwMI26wKye+dZn9ChSigCvvcDVlh544VUKRhRUKF1PD1w3KSwlhazjUuPVn8MbBEWHqF2LyaWOPRJ4UaWLoMkmExrB6loMqK0D7niGyTv5Mjyz5BlhvN8DyPS8H982LMSdtoEup4EwFRc/AVqE9vDBh54sYe1MclKFBXMfeuLtpjYYCBINM5wmcKnHFbbh0RDWsroF7A6EF0DTDOJaiWBVzy4xpnlvNRwGZqe3aphruBuO4iAUegWslXD1e610vf2bErHyfsN5uhOV7Xg7qm23GiVGQzkGWBsJ7+NqhNGIaC9Lt2hm31tyBul71QE8nRIvTONcaDYQ/AZhF6yTkRXkaJsGAsl3bBQD8QQCgwsG0vizXNNF4GmY9hVO4GPFcxrMSkOUkottUFxjR3w1WQJY8Ec1C9WMpUpgLLpEw+Vz5MxEy5Mt6+wIs3/NyVN/4BNba0R+kJ8AD8BDSSyIvrffeay+EHn4eO0j67opa6+k1cw6hU80dob0A/PN07QWEn/+29YOf3LWtvYjV+tF+b6UX0nrvrZfUv896JnL+SUJ/RftXi4HuJK8g4EkOz2LZphjr7Tr5W2tZtrPkzwsxvfWedXee1+TLsj2S/XQ/33NCNW5ShsBP3Y9KFdCdd6EXONo/tABEz1PyyBHSs7iex0xAbF3keU+MgSGJ+uGwERDj3CXTH4hG9fdrS0DadmnqgrKqcO2+T38gd4dDA+em24qZbURzxxQEytgOXhDBubWbxn8VQohlG77hvCJ/pk9cvjFYb7fA8j0v+/XNqmUdquvPbjOknKBWg6oyA2MIAEQtAXmddSMJ3TeQ2vwrQj+SyD2XrQh/ZHAtFcx4hwOzgQJEQNMsm55h3bKKRIgzMZwqM8pM5MufGZInX9bbrbB8z8vRfXO+wn8vYqoKJpaNlmrcJCDLZSE5pWDQhPwoMKiqBrIeXpD+BOAw+TuzBcKfIDipJn0T3+I6NQhjyf+YsAsn9vem6eceWil/piVXvi2styth+Z6XN/RNcuVodl3O9mJOuj9JT4nYAC3WxGVoLzC6diZW0kJ8QlgPQ9b1u3O7ox+zEtboiZbul9FmXv9saeMeBvIcxw75eAyEpFH/tH9n2QZ5jWSjxVjO3mfL33PMyYBc+a7QW+9Zdx8cIF+W7U4crPtfZpxYLynxgyRlBsy2k/BkIp5c0FNPeM/rD9unRa6xk7gND5QeY4MwIddJIDVP8LNokQxOH5InfzZORuTKN1NvvWfdHbCzfFm2O3Kg7q8zTgY3iBgnMzttJjsDXjqm1los6jdNfxIeCan7HTEhRyzF7v6zD9O5lvBAOQyW7TGwcXI8LN/jYNmem65/1mWIpRrW14CpUEEPE6t1ny0SUr3vg0EVKpXBrloUD6n4h60N1zLtjqNB4K2pwt5toeH99EZCe+z1ixiGYRjm19mWvl5o6J0bso09DZ2Za03S9DIMwzAMcxQX7+OPXed4WyHDMAzDMO+FiOY9J+uK7DFbcM6xnA+CZXsM3YsLy/Y4WHePg2V7brr55Z/Lc8IwDMMwzHfDxgnDMAzDMKeCjROGYRiGYU4FGycMwzAMw5yK14wTU4WKvbPVfl/EKZSXcrZgX8hRckEVLZrjoMpLyFPCMAzDMMzpecE4aav/at+r1hvBKZSXS7R6oVMlLpfL/HE1ABXAbMXUAkSEpkkZIAQpisXqiQzDMAzDfJ7NxompKjTSQpgl4wK4eQ9/Kyb2BdUWPqTQTx+2RtFWTV1C/M2kiS0IvHns3QQDdtX5A/2Z8Zi1XrvuYMdYjDXyH8ueZZtHroxZvuth/T03x+r+JuPEqRIVJIS5oqnThoWVPXOABGL2xbL3pJqUcX8dXuo5kmefrug7p1BeDMRAfwBZTg0Up0qEqgXtuVrAVEtLf7/DJvkDIBl/WdCrSkP8BltkzPLNg/X33LxL99cbJ6bCFTd4/QfAQZZpw6KUDoCbXZFZ9p5o7K1bpiohnYAWOMDwYbo+HRinCxglAVkP+ppqCy0czL2nQE7hKgvoA/TiX2GL/Jl1sIyPg2V7bt7VP6uME6dKXIxoY0wIRdEWvZvznBRxj8k22uJ8ea1FLAN/8ProYPQIwQ+4k1AQwUm12LfubuDG/SY0vLeYC31iFnANx2QdCCV3WFi+52Vj36wq/Ee1nVTfNdUFl7kvTZ7+awyM3rcusvfvKvLmHLw4cvA3grS3QVsVWXjNT7GzQbVFqqh1UXT95XA3DiSKt7Xrl6CCx8WRsHyPheV7Xrb0zct5ThY9J9Nv9GIF9PPfo2WcyXUH58Zc+gRpx9fq3qaD4WLEws4i5lw4BdVI1I/Obp7esFFA7KHb2X8IU2UGJDObYPkeC8v3vKztmxeME4emGd8wFnMygwBMNLBGAE1v67FTKKsKVWQ7ch7BcOHAqG/CoCodaltPdlkVTuFiRG9HlwRkyVH5L2KqYMA/XwiKaEAysw2W77GwfM/Llr55wTgh1I8Hvoh4QFpvx6xFINrlGQM1aqUoHJRBMEy67ciRBxXzL2JQXQxEIujVQMD39YpqWC1g1FbjlQHVsOPoeaGnAcnMNli+x8LyPS8b++a1ZR2noAwgtGg9IKOjqjLiSwRqSb24gu7PNUi1eVLYKPkh5g0TABAi8klBIOfQHNq236MggnMs1aNg+R4Ly/e8LPXNS8s66mogrIcwCjSI9wgPlrC3eXnLZ7dlVJX9JR5CfZOHGiXG8DrAuVgyTAoQAc1stmBmC2F59oicQgzA8j0alu952do3G40TB1VegVsIOBX6Blzb9SOnUF5C9ti84NMue9wVuI2CXanGTRiUG2NN5hNzOTSGt5+dBwdVxgwTB6U6tQ6ZgmNbjqNbjJl1ROTXOAci3h21CyzfY2H5npcNfbPBOBkaJgFCbW/A9YJLGbwp84ZJ5yW54PLIChrPU0G1hRUGZWYa4n7GWSMWcl80vAxwJI1zQBM3ALt+6nbZmOoK3CIeE6Ng8FRgqmsImFFwtIGSLr7c88Oskb8QYnKuUyUqI1DzDrckuTJm+a6H9ffcHK77PoG1Nv6Bll6OP7LSE+AhtLeSPABPk5MeJ3tJ8IDwOn4DLyKfddcNBw3b0N0/et9wv8nftQjXIulTLX0HSTl/McO+QlTOQz3RXozP7x1ioiidDiX0oTvrH5RtDuvl//jjYxyFIz5GrbU/K9uOTTLOlK/3v6u73r9Hf5ntvEv31xsnPbSIN2zw2eCIP0QmD5ukwaC9TBg9Vsrkj009/NIG1PvggXIcLNtjYOPkeFi+x8GyPTdd/6xPX9/bjfPYtxzZTdNPoqZDdCxsMsV42JbsvYfWembLcNoNFNz9KeJbnTkhG8MwDMOcj/Xp6xMpxucQ2k/S3ifP5bgBhmEYhvlpLt77qN3gYlXzGIZhGIZhDoSI5j0nRLzscTTOOZbzQbBsj6F7cWHZHgfr7nGwbM9NN7+8XPiPYRiGYRhmT9g4YRiGYRjmVLBxwjAMwzDMqWDjhGEYhmGYU8HGCcMwDMMwp4KNE4ZhGIZhTgUbJwzDMAzDnAo2ThiGYRiGORVsnDAMwzAMcyrYOGEYhmEY5lSwccIwDMMwzKlg44RhGIZhmFPBxgnDMAzDMKeCjROGYRiGYU4FGycMwzAMw5wKNk4YhmEYhjkVbJwwDMMwDHMq2DhhGIZhGOZUsHHCMAzDMMypYOOEYRiGYZhTwcYJwzAMwzCn4uK997EPnHPvbgvDMAzDMD8OEbHnhGEYhmGYc/Hf3IdE9K52/CzOOZbzQbBsj6HzqrJsj4N19zhYtuemm1/Yc8IwDMMwzKlg44RhGIZhmFPxcePEGJP+0DlwWC7DMAzD/BabjRNTXXAp1YLx4KDUjPEBA1NVuFSxcxzUtUS5eA+GYRiGYf4lNhonBsYAQvw9/r+6XHCZHCWkrBC1PQA4pdBIC69F7zoVDAAYBVloeFuDnl9A2X3OMAzDMMw/ySbjxCkFIzR0Ta3hIKC9hx8cGgIEaT0etsfwIrgagRrXnjFjILxAowyUIVhhhsbOFbh5gUaxL+UcjI3SEqmuMVXvvJS12r/u3DmmGurF4vW+jb3lelQ/fSufk+/j/H9WtsDn5Lu2H36RD/WNUyj75+WsiPgE1trEJ9oLCK8fJ0pPJP34bC3gSaauYb0Uve9o4dFeQwvyUkrf/+r8tb6btJxPjpWe+nrgvbeSPEB+3FVa4NG/3lsvCR5C+zHh+whH5PP2Yh6j+w6v37veN8p2b7ke0U/Wfqdsvf+ofLP0uzuX5bvuemv64Vtl+yon6pvUnO39s39WGydWku+3MdyEvOi1xkqaHXxajIWhvXz8QXsR+XFyfix/Ld86UFIG4+TvWiSUdTognh+n9CcMkulH2gtM//6Nst1brkf00zcbJx+T7+Ay8/Oj99+pu95/Tr5r+uFbZfsqn+qbuL5HnvPd+W3/rFvWMRWuuD2XaZyCMgLaWuia2j+VKF0N/1iSmcaICG3xdy97rqAKUpa98x1k2XcBSciei6lkX93HKYjgpFqM/zHGAKJG3c95RH8Q5GDua/uxgXMEKsZ/FxBiYefXl7C3XD/TT+flU/L9FT4lX+6HZT7VN1QUgDGR8woUM7nwVhgnYZ3UyZ5RURoIq/EIZ60uuOIWAlyFDrEnlqAma1YGShaROJWFQwuAJOqi4R08H4Zq28YVTSkeGufQNABNrAlCUQDO3Nf1o2vQzH3efL9e7C3Xj/TTifmMfH+HT8mX+2GZj+m+0KPzHFRZATr+3Y4Vxskw6NVKAslba12FoBgjPGw9UgSqYb2GMN2undAwI0Ro2DhQJnoE74uBgLc1hBBgdTshTkE1EvVD4xqk6kcWW9JHU4ECDm5ioYTdY/8se8v16H76Ng6X74/zKflyPyzzzr55POtLuDqxUabHbG2dJO3yjq0p7JyoAO39jBUUDJsAobYedf9jkrD9LcM9nCpxRR2uLVjLzotBVTrUXk/6cb83l7B8U1UVzMMSN6guCs0/+wzdW67v6Kdv4n3y/U0+JV/uh2Xe3DdUw8hz7ZYAACAASURBVPrw5DfVBReje2lEpqzfSuwUSiOeHpKJyyZy/uWSzHXC/AsYVBcDkdCDptlvUUBoDy3629cUyFrUBYCi+Mcmor3l+r5++g7eK9/f41Py5X5Y5rO6L7SFbNI50ICVxolTJS6lhBvlmajMaE/0JDeJh5gLm3EyubRTyl+bML+NOaUskPIENinfYQZC92ORLGpKrZN+M3vL9f39dG7eKd9f5FPy5X5Y5gy6H2JY5jYxrDJOqK4hIgnXQvzrOB7FtgGxYblGzC3JkISdCYSdxLEwJ2FJKdsgqkmQSGtMiL99PB3uDuP+pWWJveV6kn46De+W76/xKflyPyzz/r4JTo31ZWhWLusI6CM6fsZzwtuHz4qDKmNKOaynJIQAjBpmDXR3GEcQfxseeaaaZCF0dwNH/0rg295y/VA/nZbPyPd3+JR8uR+W+UTfONxNNGXssrd7mgJlmAgliZWeumyHkSxx2RldExlmeyd4SeSF/jcT53xrQqBpIr3HB5O+z808Gj9/ev1BgqBYwqCWb5Tt3nI9op++Ownb5+Qbv24clu+6662577fK9lU+pvsrsnp7vylDbNvAziCZGVxR40TL+A/JNE7+0ez1XzpQQkZWJI6Y3aEFFlN3D9J7z+jZ4FojpR9c7+tku7dcD+qnrzVOPivfXP32/ht11/vPyXdlP3ylbF/lw3OLFll67/2zfy7eP/b4DnDOgcaRMc7BEQ3WnEy1ZicOQVo7zDznFMpSLqxHRb73jxCVM7MLLNtjcG1gHMv2OFh3j4Nle266/lmX52RkmABtIOyrrZnJcwI4GAMI1iWGYRiG+Qm2JWHbE6ph7ewJnHuNYRiGYX6I2WUdhmEYhmGYd7K4rMPrcsfD65/HwbI9Bo45OR7W3eNg2Z6bbn5Zn76eYRiGYRjmQNg4YRiGYRjmVLBxwjAMwzDMqTiFceKMSeQ5cdgjLneuuBDDMAzDMOfidePEKZSDLGwG1aWaq0EcvtazOggGZfcdp/BMy3/Htcyvq2OqS7TAUNEoXC4VjDGL7WIYhmEY5rO8bJwYJeFM1csSW4AEYal4PXUGQ/cHISAQirjJKhR2c3cDJ3RmVWIDYwjyFk/mRrKGEIBpCwnmZ7VlGIZhGOadvGacOAVlCNJ66EeiNMIfGSwWghQaWhioQXlZhaur4X1IVd84FyokZjVFoZG3hRT3Atp7WEloGs7j8jacGladTpXPNtWwGvWcBTk69yeNzRy5jmW6IDNTZcr/1zDVbNn3ZbkZVCV64edYkG97EqoFYbH+7kTunA3kzcVr5vaWl4wToyScqCcGAdU1oJYUDRC1xa33ZXMHbhqtwWJgjJhkh3WqwnSVx0DJAnV7LafKWWFSbVG7a+Q6zO44hbJ0qEORSXjvoQuJctw/psKlAnT/PMQnLKfK4blawLTetp8hU66uaUKJCd8/LKSQqEdjy1QXVI2E7c5pKp7gASw9FHPlRtKO+qHtt5/PgD0vX6fK9qE2Hy7A+rsTuXM2MufiFXP7gFQNw8XKjVZ6mqsIG6tM3PsMMxUNAXiiuXOGVYqtpEmFSiHto+qhleRJCE+T66Tb/y7+9QqZVlKiomW/D0PF62llzLYv+3+P6Z0WE53w/t+WbZ5cvddyWv1zOF66EyMytNJTQq7/smzHWCm91iJeSTVbbtrLFaXVWb6x82I637JSf5k0uXNL3ly8Ym7vvtH2z0bPiUFVGgirkTL6qb5BmDL+BlHbwVvDI1sfdVavR10AJJ7/760Etcsy3bJPaEqF0tWPt4+wvGMhcMW1dSGV0sE1hNvkrSXdfmYfqCiAaCBygeLhNGvgHIEmgUrBc9bfbRXikMSw34Qe6sQPkCdXQNTjGCwDZcTUa2IMMPaC0h8EOZj7L7mkRjgFhb/kPJEtN9csepJ/kgX55sL6ux+5c0veXJw/t4/ZZJyYqgL08sPg76YhTIXLJe5yd6qEIgtbF+FH3YDrpYRyBgY1bqL3ixoHR+NAWwelzGA9qzQCt5ogavs0bLQAimI4STuF6qfWAT6E0CMj0EGVFaB7f3MNmrlrNN3E7nA3DjTV9N8jR64RnFLAxGBxaBpE5EooCsCZ+48+WB2CuFIT3Tq5UfFD1nMWS/LNvw7r745kzS2Zc3H23D5ltXFiqguM8BAmHtz1PEqUZTBiJDnIcrhm6FSJK27DnThUw+oauDcQWgDN6IeNDQwQattbR6f0bp32rlBlF+AjYWSZvU2ZeZFHgFUJV4/W2alAAQc30WKDoWHdPPPejAKsfrYf5+Q6PRl3N/WaDOQ6ovjhGiRxQ67PerkNAjYTL22/wrJ8c2H9PYTZuSVzLs6e26esMk46w0QLDILsrKTW2uotmYSToEXfgNAQrYHwNEwclCHY7pcLAK2bjwr3+AGuaWatNKeucHXw5jwDqNpDNSBT4XK5Arfh0k7eNmXmZah+eLKEGUdrty6+qh/wZlBdFJpI9xRO4WLEsx+tBGT5m7seZuU6wigY+ks+DAp+s3/iFBSmwf4xcuXWzZ/PObKALH/UQFkh31xYf3cmY25ZnovXze19VhgnDkXizaxx61ztf7eeUeDuMEY+Erk5A/x1nxUENA6dCymlfE6Vg7gTqi207hlLtkYBAe37xsuPTgonQOgQSd/XdaE9tOhvt1Qga1EXmHjMDEQwfjuohtUCJmOH2L9MTK59jDGzEzhvr39i7vnLDVlyayf6wfwpNLT4zZiINfLNhfX3OFJzS85cvGZu77PCOCHEPWQh+Zn4G61iN6mVJkKj+vunJSAtvDDBJVRVuHZWA/2B3B0ODZybbisGWsNEuolryQxW3gsQNcHOMRXCLW/4y//xzK6EteBxMNRwy6tFTfG15Gjum4JAzs2vb/7zxOUaCOM0/g5RJMZ2ePH4OUyFSsphnofKAK7922ML5OtyK4jgpj7vf5ts+ebC+ns8iTk7cy7Ondv7vJ6+3hgYEviLKEfqxs+GagiIYEEL/VgKei61hIRu11LBjKOCuzPqG2R/V080dwChKBzMtcSlaiCtRU0pY4vZk6WcM/NfvsO4vrs2TEL8hrRBrsbAjKLtn7SBg5OHZDuBiPRS0D/JeIm6W6budhPaLk4iX24h1mS5rMdPkC3fXFh/9yRvbnlxLp7M7VNeT19vTGS7Yp7F6pSCQevRgEFVNZCjaD36E4DD5O+9M1DrZWUWQsA5tIbJowHLmWyZFwjLcbG/T6zmyK4udzdw1E8WRvgTBCfVZJKPbmv7Z1kh1+6TpCczIIQAjBoudbo7jJt6RZknq+QW0c+1S+JMHNbfvcidW1bMxVlze4RpCpRhIpRZtEgkxUklXoneyUtKJUYLiVqIKC9BzyjJWnd/LcJ1hcCwvVpktvE4/vmEQFpMkt1pgWl/jpP3JBKrdTox/H48oc8/LdtcufY/W0g6OPx+Oy4jA+TXkrB574O852S7JLfI98OcFe8Tlm/slLR+Tz+f119mhuy5JXMuzp7bA13/vJYhNqkokWxyc9fpCeKZnW54jTC5jq/5NGyi2Wi1GBgpj/PbdmuRa0Adx08MlLYfHsfsAzQne+/YoI3r2j8v20y5ej//IBxesne9xOD4KeNkLOOEXHLkFua6PB1n+T6JZhTPmUNm9JdZIHtuyZuL8+f2F40TK2OejNaKWhqgz4uEgZpMCT39Ac8fOG/4PJQ50Ya+oNg4+Xdh2R7DTxknH4Llexws23OzLX19m5TlilskaKlNLW8lhLTD7UUD2i1FV4R08v3rdDtujIimln8G0s5lp3VoitszyCpCuI6FpPn0uQzDMAzDvJ//Vp1NNayvF8/Rs/FHwYiJf6SR+igfim45jp1XW4+FX8MwDMMwzJu5eB83BxzvD2cYhmEY5s0Q0bznhDgRyOE451jOB8GyPYbuxYVlexysu8fBsj033fzyehI2hmEYhmGYHWHjhGEYhmGYU8HGCcMwDMMwp+J8xokziGbP/QDOmER9AQeOF2YYhmGYY9honDiock31yBUPcwJMeUGpXn36t20c5fRf/FavoQSDsivW1a/D4+647tJGhmEYhmHGvOA5Ichbm0CtS56WPEqU5QVVJN+ZU2XEgNixWJMQ+FtxOjVqWD20LWDk7gayCu0MhY361ZMZhmEYhtmLfZZ1eiWwraRpSWwtAKExTdgaKiCSvM1kfH2RBlhVL1toaGGgBiUUFa6ufmSmbZwLVTCZHWkzB0eOmFE7Noij5zCBNrPzQ14pj+f4JYOFuh5TJeS7Ur+ZHmPZzXjDeV54L7lzywODKrNTXjdOTDVY3oiVAE+Wa3d3GCdQZ1kmDkpt0DTnMF8sfoqoLW69Npk7cNNoDRYDY8QkC61T1arlI2YKSTs0attjbNQ6VeJSIZRLaI1fU61bvvsZnEJZOtR9eRYS5XgSMdVQpt5DI/WgZeLMT7y5+s30cArlxUD05GUlIMvpeOd54c3kzi3oVkguw1WJJZaK7/T+Mqo++CzwZ6VoC/FZL2lalM9KilYNjlabXDii1YejtKWbhcyrjpzZHqK5czIrMffvyUWoWrSXOcIbVbEOX42X4GbZ9qt89xlXDQ9je1oEM1L+3HPhvxRWSq+1SFRwzdTv7losX+99KNIam/Mnf+d54e3kzS053xmds77wX6hF431XNI8gbbBOqdZhWcbdYYp6skTTOIeiGHtHHO4G4RqDNwkNAYr8PRy33AAS16ABgQTg7nmmM9V28DbzyCJIErb9e10AJJ7/760EdUUPZwsSMrO4JusNPcT7iGFRSKFZ9gmoKABjIm8rBZ5DsoFzhJHDE0DwEHJxzAycgsLfpFjp8/M8/WaGFERwUi2+bfO88H7y5pbtrCV8t4BRBqK24d/VBRU0vAaMIdC4wp5RMOIGu/JHrEs7XKAQBVx5h6spO/TEqRKKLKxQuJgavm5QXkoIW8Ohxq0/AhoHR4TJvM6shhY1uo1REiztbCbFNB1UWQHaPydy18yHZjXhwcpzfAoHpYBaE+aeosv6zYyh2iJVa/b5wsvzwkfImVte4MWYkzZQqVRwpoKiZ2Cr0B5emLDGJMbeFAdlaBDXsTfublqjoQDBINN5AqdKXHEb7sShGlbXwL2B0AJommEcS1HwxL0TppoLfGueW9JHgW+8rXuBR+BaCVeP4hyoQAEHNwnOMmCnyTJOKaCus+aAef1msnAKqpGoHzrM88JHmZtbXmCbcWIUpHOQZRuoVDuURky31na7dsatNffswdyRTogWp3GuNRoIfwIwi9ZJyIvyNEyCAWW7tgsArduWCveYtF3TTAKAmW2Y6gIj+ru8imjgW+EULkY8zwsRchyZPwfVj6VIYcY7cdrlm6ofrGZQXRQatrrncQoK06XsGLn6zcxhUJUOtZ0+P3he+BCzc8sLLAWl9CJZPD2CYGUv8FV7IfTw89jRCxLTWk+vmXMsBNI8GQfyaS/GwVLTX+wHP7lrW3sRq/UzyM1KL6T16UDCfDg4a55h4Fvo16geRAIRWbYp4nqrxTS4W4upvDkg9omWo+DXZEBs4vuJgE+Wb4zUPM7zwnmYfyYeExBLNW5ShsBP3Y9KFdCdd6EXONo/tABEz1PyyBHSs7iex0xAbF3keU+MgaG+209AjHOXTH8gGtXfry0BadulqQvKqsK1+z79gdwdDg2cm24rZvajIIIbrTdEc8wUBNqwbfw3IYRYtuEbjtD98WZRk0PTgD2DKUyFSsphnofKAK79W8Y27Jh+MzEMqouB8DoZz8DzwhmIzy1bWLWsQ3W9S6DLZignqDXkGhCjZSNRS0BeZ12oz8lZQ6DNvyL0I4ncc9mK8EcG11LBjCPEmU2EtfilPfAFiICmYT94Lk6V23OVuDuMQ2SnHQNgmmyyW8LuXtJ6Sw95+s3EWTJMeF74BC/NLRmcr/Dfi5iqgollo6UaNwnIcnmCcErBoEHQdYOqaiDr4QXpTwAOk78zLxAx9IZJ/Qh/Ir61MLqV8OcJuxhif594REw1CdAMQeV9DyTzEov6zUxxUGXMMOkn5eR54f2smFs28k8ZJ06VqBr5DGIdQfUNkgyqhSj5kO/kBly7tx03MmoMqlICBMgrZ9DcAyHEY8tqh1MlKjPMIBy8dwbVwGI3UJJLCkwh1LWYZEk2VQkJOb9bzlQoJZ71s5iXyNVvZoiprsAt4jExCqaXwIHnhXezbW5pnJuMgyRLQSnpoJdRFjgrPSUCwbRYEzQ6l2HOeknxwNacQJvn9adBupELDjIOPq8/bF8IIlyfGfZxGw7OejIJkE4FMY+zFcflz7Jt0SIZnD48LUf2HBAbZSzjWIBmtn6z7gZ6c3XkmE73PC+8ncy5JZp9PXVu2z/rjJPB4IoYJ1mKNK9wecdwUKci3tP0lXg0QXS/IyY4LaITynNS5/T1Z4JlewxsnBwPy/c4WLbnpuufdRliqYb1dYhShx7u7e8+WySket8HgypUeoJd5bkLqfiHrQ3XMm0w28ApZaoQhS80vJ/eSGiPvX4RwzAMw/w6F+/jloJzHEnBMAzDMMx7IaL52jrr6tgwW3DOsZwPgmV7DN2LC8v2OFh3j4Nle266+eWf2q3DMAzDMMz3w8YJwzAMwzCngo0ThmEYhmFOBRsnDMMwDMOciteME1OFonhH1vx2CuVCRtewDfiSKI3toModyzgzDMMwDHMoLxgnbYE97XsF8SI4lazQ6VT5rOaZOq4GoAKYLepUgIjQNCkDhCBFZkVjhmEYhmE+ymbjxFQVGmkhzJJxAdy8h78VE/si1LDx84etUbSFnZYQfzOZ2IqcisbMZwiGbv7p1VDH2CuWYKVcuxeJx7HksWTWETy8LN8Ya3R1LMfnwVPBO8nts239tck4capEBQlhrmjqtGFhZc8cIIGYfbHsPTmizDgv9ZyBZ9+v6GNTISQFfuqZRnVo6e5vY7NcSwNhe2NYF5AlP0B3wSmUFwMxmB/x8/LdpKsASMZfbBM1X5kd2dJnW/prvXFiKlxxg9d/ABxkmTYsSukAuNkVmWXvSaQi5YuYqoR0AlrgAMOHyaXr+4ERO0soky70UCeE1hBOQnFnAtgiV8AYA5K3YUkKoaGFg2TBvoxREpD1QG+pttDCwdx/1zrZoqvMZ3lXn60yTpwqcTGijTEhFEVbV2bOc1LEPSbbaOvf5LUWsQz8weujg9EjxO6GD3MkDZwjUDH+u4AQ4QHLbKcopgOVy83vQ0EEJxW/DO2Ba9hL+k1s7K9Vhf+otpMCd6a64DL3pcnctsbA6H3rInv/rqAnHpXgxZGDvxGkvQ3aqsjCa7bSvxLXoAHSsUNNGATcu+sRQqBSCk7UA/m5BpA1GyivQrVFqi5qzChk5iGW2Vexpb9eznOy6DmZfuMZL6D1IHagv4wzue7g3NhSD0Ha8bVs66YOhosRCzuLmHNDBQo4uGb8gQE7TV5EaFhhUPZfHJyCQg0eMgfhFFQjwbbfNkzFwcXfxNr+esE4cWia8Q1jMSczCMBEA2sE0PQCHJ1CWVWoNgc9BsOFg6W+nXb5purri0F1UWj4Afoy9CdAjzEZdtrVbJkchEFVOtS2Zk/fBkwVXjY5ePs72NJfLxgnhPrxwBcRD0jr7Zi1CES7PGOgRq0UhQsBjk6h7LYj80D+eYT20KK/NU2BrEVdACgK1o+tmCps+394KC0k5NCTwuyEQXUxEAcE+/8EVMOOd3q0wdu/HFx8Wjb212vLOk5BGUBo8XzbGuSfqDLiSwRqSdN1V1GDVJsnhY0Spsdwyc+ipuDFo2mkLJOFg1IN5K0/zgi1tZA0fXFgXoENk6MoiOCma77MSVnqr5eWddQ15EUQRoHsNG4k7G1eHoTdljpV9pd4CPVNHmqU8O6OfwR3h3EcWLgZd4dxBabiI9S1gDN33h2xC2yY7EEIJWCP3rewtb82GicOqrwCtxBwKvQNuLbrR06hvITssXnBp52L/grcRsGuVOMmDMqNsSammlvTcmgMb0n7Okw1CaZydwNHHFi4GSpQoInmI3JNw8tlu+CgyphhEnL3MCuJpIFonGPv6VnZ0F8bjJOhYRIg1PYGXC+PLJPzhknnJbng8siaaKO7Aqi27S6CvNTE/YyzRsSv+aBxYCfg52mce2wDHtP1Z7K4pKlQSoyWJBhgjVwFagnIcvR208mWrb6XMdUVuEU8JkbBgB+oa+YAIcTkXKdKVEZwAPcbye2zzf3lE1hr4x9o6eX4Iys9AR5CeyvJA/A0OelxspcEDwiv4zfwIvJZd91w0LAN3f2j9w33m/xdi3Atkj7V0neQlPMPMOxTRPsjpk9a9L+T0qPfle1WuT7GxIJsrbU/K9ttaC/G/dE7RETIvyLfzbram/OX5oHJPX9Etkexqc9W9FfXP+uNkx6Ph0TkAT98gCSMiufdWoMlfb32ql4mjB4r5YxyxieHtAH1PnigHAfL9hjYODkelu9xsGzPTdc/69PX93bjPPYtR3bT9HdU6BAdC5tYuum2JXvvobWe2TKcdgNRXc8EmcW3OnNCNoZhGIY5H+vT1ydSMM8htJ+kvU+ey7U8GIZhGOanuXjvo3aDi1XNYxiGYRiGORAimvecEPGyB8MwDMMw76FzjLxc+I9hGIZhGGZP2DhhGIZhGOZUsHHCMAzDMMyp+GrjZLY2jnMvpKb/gZTSzsCcJObZGZPoK4dTxGW/pEsHXuuMnEivAg7mXA36pzn9WH6Rr6jHdroxuI2PGCemuuCyWC9nyUAwMFWFSzSnvYO6lptr8gCEujC4ZKbMf9yz6t/PZFRkBkw1d06b5j/7d6yYAAgw5Uxa+Gy6UgRzdYwi3+o1lGBQdrJqK12Hk+64ZrZxH51qz1LlUK+ogRrogkG18vc+aBTKrd/NwakFvT9Qp4AX9KqtsRUdcHOfLTeoaK47FIobVWc21QoZxtg2bp5fVyhTZR1MtXLueq1Ne4/l89I+c17qd+C8Y/BkLGVp25+QrVVI22aBXZ/a2fuQHneY4bWX9l4Lj/EXrfS0IsVxuMya9PajLLeAB5GXOpUtt/t92ovUj/TWS+pl1Z2kF1+RDlvSKEOv9iKZsXcN7e8W0q9SGS2eKYx7/dVvp5U07cf4xXbRqcGvktRLsTwsqRB0T3utNwhPi00lE6Ipo+eO5D3206lnu17Xq2lfP6+jRSSb86rxrL2Iptde0c5OTo82zo3bDKz09Mr4i81xj4+QOW4mjTrBWD4vVlL+2LXap6eHc47Bs7BL+vpNN85S0gXhWumJpNeDCVt47bWXUnsppLfjDifpbTT9fTolfrSOUGhAuMf4bz2F0yLvITjPSIn7n8TkmJywYvWFdjZONjxwHw+drt1Weuq1P1eGu+iU96MJpf9AGxq+4wflqrGy0TiJt3e9wb2fTnXX2kGv2vE8HLPCa2+9liIy1tPjOW7ECa9HtT1Cm222gRkzkLTYPn4WdXahb7WYq022tV2fH8v7MH45WZJHjqEZeflcPObKtZxoDI7r3syUj1kn1218yDgZFfXrJqXxWbE3pWfLhoZBb7LXgryUQ4Ni/lp+3moVcl4hB23vK9z0TW0bvWuOHoqx35Wc8KITXUqBrZdyzSyyVMhx7qutp6MdfFr2HzipApBi1OY9dOpx0srJp68rmb/+TMbJKzqVvP9avRob+v3vjz8Lupb9kJu0L/1QWHedrqlzD43ulI36NDDSMq7XtSPWJi0yHySfHss7EOmrlJdsYMgu9OPUU9+7xozhEH+MnmgMRr4fXTFYIddX+YhxYiUNJpYgBPKi9+uW3iimbyv9t6dIp1jp08/akdU5eSuOT2bxN6ahwm1/S0hY6EL3BnO8XbMDaOWkmF8UsV1SESkvU+QXZrSHaO6c52/fQ6fas7Y9uB5vijbP4JgxTpYrek++kGmc7K9T/fa+olfPsRQxPJKey6VCn48LDF8SIq72HFd9+q1/pbHUv+fjS+teBqZt6fdb+28ZMbJJzCwzPK7+0bG8B6mXkLmXkywv1tyYzVKAc47BePunz9Etct3K+42T8YM/ZYkJ3XuDTZRs39Ah0ckx8kYxtAYjbs6ksfNUrPDW4P2qN/Go8icemCOX6fPnxCbK1EN33vWX3f/d2rmWA4MgFy16k1dPBlqQJzGU++RBvKNOTd4WlvquFbTW8X54RTfzHrwJmSx/aQedmrnOS3rVe9hr4UHCiznP5dAqjZwzWs6JXI9CQET6BWbJO7K6D8by6eI8MqNn5oyTyJJj+6U8b90nx/JODGPFRm3bZJzElvBzv5ts5XnGYD9eaPD9mJdknVy38mbjJBagmGGZdRPLJFBug2K3A1RrvTBI+29Da96MeoqSULJwWsIKj755L3tunsFvCYVMTVh7xZw8Jpr1S1mPN4L+OjXISxvWgG2/ryYT7J46FWEh4HCrZyw1yDdeLDnJBwNpwcM3OH+FToWT9tOrtk+CCuS4+ue9XOl4jP4t02+jw3ZNJ+54nEten051MvZb0jEQaeNkJm5ilXHyibF8PHNjds7AGHr2YktTo+9mzS8nHIODtuXPb0fEEn0sINb78cTQuhKTP7D/+egtYxzIEz2CQsXecHsNSkzyazp5GoEdVZwZF2H6mu2DuA0anFx3spOg9/2k1b+PcfJ0i69bFhnoQN8Q0NrL1nMw8CAsvMFu16nUKccYJ1rAkxAzS419tgThheMxXiY3elWn2mvsqVfjMTEZIzFvw8ybYbZndc6gSLwEJeTSecs2x7cl+3B8ibhxQu2Dc7zM+bhvxpxzlrG8Owtzbto46ceMZI7F7j4zS5KnHYMzepf8zgFG5ueMk34nRF1KK8hQunXr96OOWeV+HA/o/uQWlLBzIVNy59CI8VLE2kE9O0DiCmwXPUvjJj4HT568x9Hl04BI2dOPpx06c+09dap3zbUPjmW6t5J5V3H+5Ta4x1/VKe/316uYcTKZ9IWXuqczC8bJkh7OnxN/S57q7pDHcl4qKL3bkZQMpB+dm7hHOubk2cahsznPODnF7HoHCQAAIABJREFUWN6dZU97fkzadNxvWtY54xgcNC9nmXHjCkYGne3x3iRsTqE0ArZuqx0LDe81xNz5m5IJbYBq1AJomr0S1xQgatA4wCkFQxL1X/9zgT9cp4ly2t98uVxwMQRJBGk1BAwqI+Dr5vl57Ogl9jEoUNPomo+jgoGDLId/L6sKZbbADYwBhAg9SHWNQqrFZFd/N//UAXeHMfJxT2eAv+6zgoDGAXC4G4eiiFTJPkqnhIYPxnt7PQH9+H8PnbzBHA2cExCCUAuHtyUh3lGngHfoFQCSsJ28rQSB8Cfyq6Q7WaZ/z+WCUs6kqVMKuE11yKkrJCRudbwdQrftnSiHQXUFbrbGHnXeTdX/LSWGPyXIyahRgq+iWLj3Ccby7hhUFwMxNx+8iy8ag0JbyKaamSPfJNcl62U3ayjhag2xivMusuSSTMayzksWeuKNI76rYhQ8+3iDH1nco7ei2BLB0wX66lvV7I9Lu/5e2HmSEyA17u/HWvWkz7o3sdRWxAN0au124hVvPJNdGtG38xWs8Jy8R6e836RXWZ6TBW/D4HKvek5ibH1THH3vcM+Jn76J57yZf3gs70/+fY7xnEyXjk89BiP3TP+uY/vv7Z4TquvJ26dv30Afbxzew0oCSdu+MYU3jc6aj1+494YVOWziLQcYv4FEjsqACofr6O9X3OC9x61oRumHCbJGOL9qgmVsFGShk2/aopZoqmG66CCrD0KU8YZnUFUGoh6+DYpaAvI6m/762d/BI1HXFDwVQRl6fUb4I4NrqWCEmMjkEJ0qCDTRqannxHsb3n7q3J5yuBv0zifUNVC9xS14Ap0CMvWqO3fsOcmncS7Lc+Jck3lFB1VWgO6/KYYU5PPd96E3924stbhm6Xd+fiyHZlQPb9Brmdf3kntbNuFyweVyBW4ewkQ8cI929w8D4T2EeZZNOOMYdKpckUb/vfr8xmUdAX3Ej3Jy3h2Wqj+B4QNscrQTojNAnTB4SIjppFnU7aRqUZNBVQF6bg2A/iDIwdy/qw6CqSoYETG6qMZNArJcrmXilIJBWPoKE2QzedjTnwAcEkbAQTp1AE5dIYsaA1tZaGhU318D4x04h1xTYjquY8Zlt/yyXLfEqSuMsCNdJ9Q2PKySBoorUH+Bfp5jLCO8GGz8Db2WQJWxB+iWYq59nbEIdtfoWSBptATc1zlA6DP3f1hii/29aQCiYvC3/eSax2eqEg/WyV4syDXrOQlvt0WxfJkhBlUpAWnhvYBJrPstXqVSILuknIQ6++37HDhVomokbMLoovoGScvF8ai28P4GXPvrpH19aPuBAHldkP2eOrUzTpUhLiYiL6EthFnz9vIj9F86SrkoG6fmPCUVzOAteBizUc55QEyF0tVJD6zQGqgS31/jKULnya2g7qnKvtsZPmienGosUw3rNQQJ/G20Ukx1jcYLwSgYxGXQOAc0Yy/4L9A+e0aGv6nKSWzVFrm+ypuMk67aZXtcgdvIwpzFqJfcfLQm+MoplJcK0J2H5Gk966KdMHMeJKaCERYzq0pPBu7PMxDc2NF6z6pE6erH8kgcQm01RBeUNScvd4dxTxlb2bRLHQbVRYGsh7W2lX1/gvyUTnUPuXEgYuLnLcqLUFsLCZmuMju4fS9QrXFfNqGm9WpIgdrG30RThIdj6iUl4TnpHXUxlmSrX5VJuO2HhvB8dfE8wlu5gJMOJP6S42s+IBaA6+uFgZLxANTzjOX+b6uAemvgsIEx00DQbol+LIPOoK0MnsbwP/+SMBqDQsNrDAz3qpGwA51YJ9fdWApK2Y1IIM66TJqJjHpbvhelt+d89jSR2Eo6F6Q3Shi2FN00+F2RwKmsLa7zlXnzjmnNhXVBhP3cAKMgqu53xOSd2A781Jcu2d0BOqV1It/NODvtUorv3vbxTB5tz0in/vgN2VVS99Cp5+/aU69y8yUM+3ZtVtaNiRujY31ELA1BNutyimQFxE76c4/MngeP5ehvOz+rthKfeQyeiI8mYduNxUltvurocLfHis6K1s7Rfi7PW9eetaXIzzFYM5KWrbxWeiLLMN7ezpqH2wvF01aRX1F3wGl0qsfaZE6rf8P7dhhs+Oa2mk6Z157qyK+P5X3ZlLPljGPwRHRj6eK991N/CuDaKDGiMy03MAzDMAzzr+KcAxHNx5ywYcIwDMMwzLv5zG4dhmEYhmGYBGycMAzDMAxzKtg4YRiGYRjmVPyQcXJcJjvmdzHm7DrlYKJZIJlfwS2lwP3nCEUMmRzO+1w8yDjpEmS9WiNhTwh1YZ5Jd7JwUJUaJDSqMrKPvpSQyalkgqKFL0KVGUm8PsIZ9WEPDExV7ZC4qU3sFlXMuc9yIBTN9XRZc79XJ8ZzwlqeSfySv9tUkc9j47uV4YL+Nao8pP8HSczWYqoVbcr7ncPLnzGh2hl1/sTPxaW9xht3KodcD0Kuy+vxBrRYkbhqkHioS3pFXs5VvQW80NqLyEb2VBXd8fWJhJfRHBaR9oyS+jwrX56J8+rDK1hJK5KgaZ9KSzJN5PSsKhpNlrWiGvHjeqN2Bl08Kr9GDp/UiR2SWI373UovI7mPpvfp+m0mT02yivCoMq4WWTk2NuXiWOT1fCnDds31SZd0MTKGtIjo8UxV3o9y3nnwk8/FydWPTcLWNn5NYqVd0V6mNDOZ2bMr6T36G707g+H0QTJhkrRqKZFTvNz39NbTsumPNmVlLpy//yf1QcQmu83neT9vKC5MsoPLtH3ZKzMfHmDWayk8kfR6bNRSKD0f0/G4ASy8HmWgDA+FpURuc5PJt+tEmlVZP59fimT43Jj4bWSc9F84rNatvPp9E5u7+k3b3zjJe9GKzaeZ569JVDbJ0LvFOFkx9gdjdc0z4dM6/x3PxfcYJ59KkTtSnsEhZP4AGXRChtGQwbZBPblI3DjRcymQydPMBDafvn9GqfN+9ef0IeJliHoNcs/rfRab8OcfbOMMweOB359Ux59lGpjDxox+U1420oGOzhgnX6sTs1gvaUObVnuzZpgYJ8/+ICHaMS68znxIjnX1+TBJGwuzerbwW0N7p58/x8ZYd1pDq+d9GnuAtZiX7cDDuLYvVoz9yW+Lem6SN+LnYgYHGyety08s1R85gqAA9DTrRg+R+AStRUzBeue+LeVwpudk7q18bAVnDFYrZZjsDjFOPqcPqRoi47/nnue9n023vuat+6lzEcNjpnZP/tLdSJcibvG5pan53/K9OvEgUpspvjzzRKdqVKw2TmZKWbTGSWdUhP/Kp7x7xouVwks7Ts+/5NUjT1L7+Fy4lOp/wcCdeVg/ninjmkWPfnh6L0jKiWcu2/uTnMfa200Mn8yxH+vjVcYJPxezWtrqyTEBsa5BAwIJwN3fHPljFKQjiK7mttC44ToKQnLDst1OoVmoIGwaQi2wUKF0dOwSKJkIIiIJ+6iqaiH7bS+Afg1sdzdwQqSrujoFhb+Zz18sJ/5BfSiI4KRaDMTKPS9EtwO32UqueQjd6VyoTEyqDUozFS7KwV3jelVK2VZ77RHVSwNxA66Pys0GZnTNK27wN+C+Nqjxi3XiATVQkzErIAV0mK6qaiY42Qyqu84fJcqyPyf1vttWQr7ihhu66tl/+MN1dG+HuzGQk90WNKjqbCWBpB3MFeJvsW53/BdWV+B2A66R+c0plJXp6fWoVW3G8W6H26O6clni+hBEqGps67pXRdpCkkDdv6hToYpw7KjMs8pwavz02p479qPzqNDwPrP6PD8XVz0XD9xKXKAQBWDu742YjigL1TdIcnC9B7bol+WmOgh47rJ/wLUy7fVHJdetBA2Mhfa4/WHdhNWWYH8MrAomMxJ6ABVA85R64xyESP3A8LCtF0YXvVwW+zP6QLWF9zpqePVLfeeeZ6prW9J9VHo8RTeJph5o7eeVIfwJASoQdMxqaOunuuYtJBHkWGF7eqlFV7ZeQ1D91MveNbsHlq0pS/9jfKtODBHPh+B4HFsJGox3DQEBrVPC6l0r67ihaNz0u1oAQsPWBKr1Yy6jPwEy5qlz5g7c2vNnaJzbpay9qS4wwqKmYExLyKdR4RTKUgLSYrY5pkKFvq7iqYco8KyYEubN5O7Dvl6Pju6acZm3xllv/s8b+w5340BUrJTa5Ir8XLz9ZTX5EOPE3Q0cEQoUIBh85MXIKZSPh3p4kwiDpoFzhNU6RjWsMOu26hKBBpOOjkxeYVAIPfr74Nz4wElTAK5TfgNjBFK2iQuWSZYXwAzeKPO3w51CHwYNUlCNXH4gT85zKOr+AJ8anqV0w7eIK3DzHl40aXlRuAfVGjUUynK8TW/d1sOCmkWDuJQu01M0zz+jEx+BIMQKo4Fq2Mdc0EA1Rd4b+w4Ew8T3DA9CfdOo/yjoeylRaN8aGSkclCFYYZ6eKOjEdwoQEYrVtkDIcTJvjGXM/5Ox3+CRLmbkJch9JpxC50/zXFzmEOOkcQ4oChAIfwIwn+gFqmEtQY33b7sGDQpsepEQAsVjQo9Z9gZqrpMEYB4ekdEHzdCdVlbVwPU4YeC2LCEHJxL+yAXlNwYmtaTjFBTqrAmum5yexlMBWeY9jE6hDw8MqtKhXlyWiZ1HGNfCHBuVVtLwLaL7vsiTM4BR31YwI09YDuk3x77npF5p9A75d3RiJ4hQAGHMzZ3nFNbmvXKyHC5bGAkpq6eOpL+Jphk/dNbPf0L7qUeEBIp7iUvVQNrI5yMeXkehw1s1BASqRI6NYAys9s4ZAwMBIcL8nLruwkWSc0ThFC5GDLwDkGVWjpBT6PwZn4sJDjBOguXaLSNQXfca/mZat1SzcmJPU4CoQeOCx8GQRD3wUAn84TpjRQporyEinSUKFyYsp1B2b9tzD9C5mBMA9EdwdwOlTHJJx9yXl3PCxYILdTD5CA0tXMYAO5E+wKC6GIhFT1TueQcxXloA4W/NGzZGD7OE5+S1Nv4rOnEEC0u5pYRckZAqLDvMGJo2vSwRHsb9h07Ow3mZLgFb6epEzIWZvFw9YlGcQlk61F5D66DjTRUzatc/LI0xrdEdPNbCjIy3xYfw/Ng3EMNlNKphtYBRS3EUJ9L50z0X4+xvnBgTGvfov2DFbrGc9kCMXY2Na11rQx6DbdLOXpCQUZCuQEFh/VHUNcToVZpqi9rNWdICtaSp21HUINUuA7wQbOlUGX4D/YFMBYnE8oWpUMlR0Fg/kCwjaKkggusvWMY4jT582jBJvclF6HtOSrlpbTrHc3IE36UTO9I4uKLorddH1tpf8Fp181PU0Cxn5hvXoInMd6/gVIlSuqBjvSWaWOzcxEP0ePl6ji+jHGpvUdOc4dQsOw+dgjLDwNng8cmN21se+9EXvYJAzmFW60+m8+d7Lk7Z2TgxqCozDKoBIGoJyOu8u/exjvdaal8zE2nfPYCpcM8dDO1xxQ3ee9yK8S4EgqzbHQ9VA2k1hFGQhU66MUWdehNor1hbaNGlMu6t/93kOqOkJzPpHGQZfkdQuna9tj9hDhoZCWAKkWRhUu0ZSEGmW9Jff14fHu3YxTDpvxFfgVv3ZjYTc/I4DIT3ECZDjhPPyToa57I8J4tGxAwf0Ylw4x31Yj9c0+wQLNmj6XajPH9n3OAMQbrJmLK7AcTfUIe2Giut7K+4PY3b2DySaJepwsuXKIYvRZWJ1MJxDZq5HYbTXwp1lUDE6BO6N54TD+HlsR+Cdbd5Gz4/D37Dc3HMrsaJqSoYEWkc1bhJQM7tbijygmSWmASWjqOHATgD1OO3mdaKJCGm7Si6yHCLmgyqCjMR+wDoD4JS7u3uARcebgN3LNW4CTMKiOzT1ZiQcE6ifKx9tjs4bM8abqPiNap96u1EJorGzUevn0Efgsxik8644FXOeWKwvbGmjJiTSeDzBo/M0lvZiOkY0A8398QYhdvu5n+3TgA76sWeOAQb4MWWdQ+iqoGsb2FpN3ebarJdxWgLbrNKl4Ce16adb+aDXpMXQSPCS0+BMFc9567OiClQ2zA+3N0AhFY3w+6g2S2tVQlZpIJru+X0YERGGpcx9sPSaiyIfClVwxnmwfM/F6fsZpw4VaJqJGyicWHb0szOgy4SnQReHeNxDKp2q5v3og1MzVu+GFylUiC79IAh1IO1lM5L8nyDTk06VNsQ/RxdAiDUtR5uOYzhFEpFsFpAaI1Cli8Ujmtdmc3QcnaqRDVyoWL8+Qn0IeRliPSXUTC996fc897ChmWdObf/c0t67LMSZRlfbmqcm/R7x0d0Ipx08DyxAXeHKVYEPEdp3651OzeI6UMp7g2bebAZBSOGngR3N8Plp0UcmuI2P9/kkLVdvQs4N1CyQF0XuMfyqYxbuKBXfZ5BqU9yxz7VNcQklsZAyXSqhrPMg2k++VxcwCdYkyE2Pytmr35BJIPfYbVrJrUXhvdMtWeSNS+VDW8mY+hyyuJ4RsZhmvulDISjdMKT6/XkHhdCJJ3x6LxJVtqF9NWn0If5Am/DWhw55y2zui7LWHdmCgS2J2SloB+ylPVzON6jJRZi+v0BnfB+z3liJJdJX0hP/RslssBOsmjOpQlfm+30cetUfZxU3z7LH4z78/mTUplklzPdLtfrmWnXQH/H5QIi+j0zf68bb7FihWvH/lhm6bF4nnkwwUefizPN2it9fSr178yte537VMpjOmCuXkz/NDGjiJlF4tYVPRkqeLJ9uSnCu3bO1QVpJyutD63rcG59OJ6XjZMEw2qfa2tzLBsnR7KXTnTX2k0vxsZGwjAcyH7CV7GJeTF9+vrCgvM1uWIvNyKSinzcD1vS1z+vtWSAxfU0YhA9yyynC/ZpMbneooEUK/PxpqJ7554Hz/pcbK/+unHyesnsIxgO4hUTctT60z5VSqN3x5fKXydrdazCeq31hjfqPTmnPryb1RVg175dbKpl8Snj5N/SielYzSsBv8u9k4XvInOUlV4cPBG8VnttSjB2Fmr6yL4Rs/LhP6klcxTn1Plvei52unXx3vvYco9z7lELgWEYhmEY5mg62+PA2joMwzAMwzDrYeOEYRiGYZhTwcYJwzAMwzCngo0ThmEYhmFOBRsnDMMwDMOcCjZOmM+zoYT8r2ImRUhOhjMwJ6p5c27GJRQYhulg4+RbcQrlpmJQIZX+LvV25jBVfmE4qlGMS5uvvt24OFZXh2hdGuZzY2Cq6sXftFYuK2vvEGDeoV+r6UpInKlgIKEuTFv8Lvc7Dqoapk/Pqbhrqu1jK9x2y3zzprlmE2fUB6YPGycnZL5OSntcDUAF4nXE+7V8xkcoOHjDfdVktVjVcnwYEWo1ZM664v/tnW2Ow6oOht+RzmpCljPQ5QDLKZ7lhGwn9wekzQcQ0qRtzj1+pEqjaZsQCsY2xnYdjMiURd9UdEJVU+nW9YqWlUD/zXhrQcKg6yqeqejBEDD3eI1kBeW62juhTW1CwIvjRfDehZT4/XYbpsSCcGR3KJz9tKqvAokePZXnKMn8XDwmb86XNR/lauOBebKVpY25Km6QW5lFV9lHt+qyhBTKu7IbOlmdoric8npMv594T7qh+LzJdOEvPMtpLOt1ZPp8mV67+Hvm6qBs9WnqOun2JNOqF3/f0KZ55s1CCvIslf01tuelukex/z6UvnxNoRSFM5nnfdbHmf1v8vt9rszDhrw5U9bsmhexbbs74dvjgckx6h7sObko29bMATdtbyeW19xKNl6gp/dshaTLdncwQsB0HbQQ0HcDIUwsxT2tvizhkh6DsG9f5yFZVhR9A96ifVSejmXHDWDahXfBW7Stn5Uod41Bm2mftzeQ7Fb91xkBSJcph34vW4WkZi733nsIMa/AnC4xP775B/L5KsSLD6fjK2r7C3FOKMyqcpPa6Zb3HoUneh9EMMmqwj/4IQC3zHyk/JgACNSbimq/27xN3uyVNTvmxbPNB2Tht8YDs82W9sJclUrPScmaXlpsmaqr5VvsL2L2+B7k4JYW1miB1dacyRZZW1tmo+fmnTU2cgW/lv9P91vG61Doi7r+z3ukngXi0pZuqVZQuRhd+rW8Vm1/Jcemk2Uvy/yKoeaJzHkp3snCw7Sq85Lu+1W14+VnX6qz9CoVnpMTZM2ueVH8TsXzfG08MCXYc/J/RSEobuaF6GCmRm4DTM0G/0fwUmKvIba0tp/NUulgOG9xM4DpNJqc1Ss0ujtw+ykFb0Zr3Bu0G7Et3rZQJOGGAV2Vpf8ajRDwxm5acqJpAKLE5xo0s+Z5WAvca+JM8neD7paequB5ENqFOB3/B2r0Kman9x5Nk7qzxx8hXGfmrXGQEIn/h9d94cqp7a/k2JQOw7COM0pfoEcPASEB//fhCEiyMH4ShyMd7ritArjNbTLOvUUvy89GvQhek824ocnrFM9hRt6cIGvq58VBvjkemCpYObkMBLUn4PRHgfwYGKdAlVH7MxYBbr33kHIpLsrtao2Hz7mrFcGbdqGgEFRLkHEbp1hbUmh0w4BOEtrUiQayMI0Ji23Jt00KrWngBrdb8dqL0F1coNfMFnnpFp/zsK0C3Py7pG6A1hDx/c3f10c3ev3xj3AfS5CxD0mN3ycQCSR1T7Igea9TDCYsi4nW9ZfHH623nPbToJENQH+fPcGVUKKEvsMIDz9ZsGdbk0JvbtfIX+CmKL2t1yW2R4cBw0M7/LC8qZI1qJ4X5/Cl8cBUwcrJZZCTvXT3/HtmkSbiNmaf3TuBG8CPE5NAJLGWFzLRlrl1FE7a1FjLHrYlyFprNyJ0F040zHJ8eFgS6NxGrD2pGKfwfsUki7ewudiAUZn4aeH1ADf7jEejp321XlBa4+eW8w24DwMG2W/EYsRrtRaeFKx4KhrSDRgkhUVIrr0pY9/f3+WBWvVX/zzOvPAS1B5T9X8ELwQaNBAgfMVY9hbtY0EP3qzwe/fwPqMElhA6KO57gm6EiArQp+VNjayZUJwXx7nEeGCKsHJyRSRAyUAvCfRz12+rVDnI00+PHbYwiyOfv8KHiUkE2r2lUydUR2uZ1A24O8jZAtPCeA8zHkdsDfy0zfHZpBsDY8dHt9GjUIZ6ge6bigkIqvXQuW2Z6B0ahgGSlh6PtWdpuVisAmLH+ySVCsQtBg/TxiBU7dGSXG91jddMrQr0V9X3UzxRpXWa76/G23hE/ekdgGmrcoT03gNNAwGBXwnQN1YjodF1AnbpBfQ9+le3LaRE89gWCwrn0lNpt5SXs+TNmbKmOC+Oc4nxwBRh5eSSyGjprwWLbHzIpuot2tFKLsUjlPaBAYhfAf9H4cRL0ZRJQAQSElUpLaZ76NPF1Jm0x2U8obMMUojXssgsvmPTVBCO381zQlA/BFmpHEnXwfRqR0KuSvzkxASJ6OUK40uRxKD7zImKdJwCoYlxKqmTGAqEibI5ejiU2owL2uovgpwrS0Kjc7IiR0jMgxPHt9B6sqB/mLhd0ycT+rxCAxHzA415cPRsykj84rbhXTlJ3rxJ1pw/Ly40HpgsrJxcFgltxDoYUWoIG933B4IkvY2xIOIXghQM9h9JJCII+VvXhtweetg4nwsGUvhRfVhAH27o+bVcVjMJ1iPJtXD8LPsUk4BAiAc8Q0yGflAEQGjcjQnu+Nk2mIQbF/tUfMIQ3OlLBe+xsEys26qAWN0UlIjt/kouaI2A2DoOShQW7cfXJaSs8Ci8CekWQdm9j1sMc8ajsmvFYhI8SxbGN2hEiMuRWkMm4nq03/IwvU/eHJc1Z84LXG48MGlYObkwIdZizMA42au+m31C4rGN8txCueEeBWSY+MHFuQNvYakix0Uy8n6KgL4L2NE69xat6mPekz0NGoV52K4o7lGn2jTpo+Myanuh9batODkxjTEJ2TYlbcScPF6hHySFcSO0/uLWViSlaALY7q8GQrzqbSAotc6DI7UBzK38W580JjazKyuCaHw4mTZ53XAPMVtNvxgnAkbHk2yjEk8WpnHZcS+1Qb+RE+YUeXNQ1tTNiyMcGA/MR2Hl5LKMC1NYlGbBZ0LjLqmQnGmsnxLjNx779M/A1YflRgoKDg6ZY7+5698MmqoI+kxK+ilCo9M+bBE8TvJUNuVxGwuLe2WQXqJNTW7h3MsY9LtsxzQJWbByU9/t++nR7GkwcuiTzZiTVUDjN+NtaqjpL4FfmT5yvHX8nZQCycSiLTTuBjClE1AnjYl08sHJqRoAnjBLPDZMjrwLKdftaEavVQctCErh6QVLIX4hhS/EVrwqb86UNbXz4nUOjQfmo7BycimmdSrGrJnphVroLn/EFgJau1kmzfTtLFor0DkJ6Rwa01YFnpFqi1ba7BAV1m4xE2kNTWmrZ3kvmh3hBBC3KBxkbQxNhkfQ7+oNC3o47gW0lqvslKRaGJj3nYK5IHX9NXp+lhl+CdZkjqQi5rbpDbrMQA3HeQkq5xk5aUzkIajWAKbDMMgYlLo/FwkpC9FtKaFxzM04Q96cKWtemxe990C/9C6lmnBwPDCfZStLG/MpxiyeuQytbpC5jIo1NUke9xg/k7repMZJJuNiOqPnznot8wsuMoeObajN/Jm/dyn7aKqfj9cpWdaImb/WiS/ndWJeqfOxPztmor8KGWj390kpm2c3GDHt9539tcp0e0bW0EkbEn3wtto1MaNq6tqPGlTZzMfTzKuZLLGbGZbfLW8OyJrKeZHMUHwok/KiXVx35yuMugcrJ5dmIYyzk6VQVGx1vbHAXk4oxWJjzs3fLwjTYdgq6pdWBEpKUDIddo2wnt9kVxr17xQJPEa10J31Z0I5qVYSygpF3WtfiYS95JTSPNN59mzbe8ZE7L+thS+O3bSCllMKFr/Nq8XwTpE3B2TNyZw1HpjPwMrJvwznzpgi3eCc26gWurpznTCtvU7WKi7wqLfTpZUT898VH6XaN0k+Wo/l08R6KRd7vrmFv2OxS/5WbtgWBd1wVHwflzevyJqzueZ4YMqMusfPMAxDarvHe79KNc0wDMMwDPMuRt3jn60PMQzDMAzDfJKs54RhGIZhGOYz1TrxAAAAPklEQVQb8FFihmEYhmEuBSsnDMMwDMNcClZOGIZhGIa5FKycMAzDMAxzKVg5YRiGYRjmUrBywjAMwzDMpfgfGZSHyzisPyUAAAAASUVORK5CYII=" 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第二點(diǎn)是關(guān)于公共課的備考:
政治:政治相對(duì)來說是最容易備考的科目,復(fù)習(xí)策略是花費(fèi)最少的時(shí)間,取得一個(gè)平均分?jǐn)?shù),也就是效率至上,因?yàn)檎蜗肴〉酶叻植粌H要花費(fèi)時(shí)間還需要些運(yùn)氣,但是取得一個(gè)70+的中等分?jǐn)?shù)是比較簡單的。市面上充斥著很多政治復(fù)習(xí)資料以及課程,是因?yàn)樽稣慰佳薪虒W(xué)的門檻最低,建議大家選擇一個(gè)適合自己的評(píng)價(jià)不錯(cuò)的老師一直跟著就可以了,主要需要老師講授的部分是馬原,其他部分自己看書就OK,習(xí)題冊(cè)選擇肖1000題,建議大家還是全刷,因?yàn)檎芜x擇題最近幾年有變難、變細(xì)節(jié)的趨勢。模擬卷出來之后建議大家多刷幾套選擇題,從模擬卷中找到自己掌握不好的知識(shí)點(diǎn),不斷復(fù)習(xí)前面的基礎(chǔ)知識(shí),選擇題爭取40+,大題不要盲目背肖四,可以看看一些答題框架和模版,肖四主要是語料,但是只積累語料而沒有掌握答題的邏輯,就很有可能文不對(duì)題,出現(xiàn)大題分?jǐn)?shù)很低的情況。
英語:英語的備考大家要根據(jù)自己的基礎(chǔ)自行權(quán)衡,可以通過自己的高考英語分?jǐn)?shù),四六級(jí)分?jǐn)?shù)判斷,如果六級(jí)分?jǐn)?shù)能達(dá)到500+,或是高考英語130+,那英語2的備考難度可以說很低了,背單詞+刷真題+背作文,三管齊下可以保證80+甚至85+。如果自己的英語基礎(chǔ)比較差,也不需要?dú)怵H,可以選擇看一些針對(duì)自己薄弱環(huán)節(jié)的課程,比如語法和長難句,其實(shí)很大程度上基礎(chǔ)差都是因?yàn)樵~匯量不足造成的,如果單詞已經(jīng)熟練掌握,但還是長難句句意不通,就需要學(xué)習(xí)一些分析長難句的技巧。真題在前期做的時(shí)候可能會(huì)出現(xiàn)錯(cuò)誤率較高的情況,這時(shí)需要多些耐心,分析錯(cuò)題的原因,把握出題人的意圖,如果完形一直做的不好,那需要靜下心來仔細(xì)區(qū)分每個(gè)選項(xiàng)的異同,包括用法、語境、各種一詞多義,對(duì)于完形重要的單詞不能囫圇吞棗,要清楚的知道每個(gè)單詞所指代的語氣,適宜用在何處,還有一些僻義的意思。作文不能只背模版,要內(nèi)化出一套適合自己的寫作模式,積累自己獨(dú)特的語料和句式,考場上才能下筆如有神。
數(shù)學(xué):數(shù)三的特點(diǎn)在于內(nèi)容多、范圍廣,但題目難度深度一般,基礎(chǔ)階段推薦張宇老師的基礎(chǔ)30講,非常適合前期打造基礎(chǔ),題目不難但是都很典型。二輪復(fù)習(xí)我個(gè)人比較推薦李正元復(fù)習(xí)全書,這本書內(nèi)容涵蓋多,難度深度也適當(dāng),題型全面,適合強(qiáng)化階段使用。習(xí)題集就用880題,能夠吃透復(fù)習(xí)全書和880,數(shù)學(xué)的130分幾乎已經(jīng)拿到了。其實(shí)數(shù)學(xué)的復(fù)習(xí)并不是題越多越好,更不是題越難越好,絕大部分題目都是萬變不離其宗,需要培養(yǎng)訓(xùn)練的是自己抽絲剝繭、解題的能力,能夠吃透已經(jīng)做過的題目是最重要的,即使是基礎(chǔ)題,也可能大有可為,所以數(shù)學(xué)的備考切忌焦慮,切忌和別人比較,做好自己,把自己能力范圍之內(nèi)的題目學(xué)會(huì),就已經(jīng)能夠拿到一個(gè)不錯(cuò)的分?jǐn)?shù)了。沖刺階段首先要做好真題,再去寫模擬卷,真題檢驗(yàn)自己的學(xué)習(xí)成果,模擬卷最重要的作用是模擬考場狀態(tài)以及培養(yǎng)自己遇到一些之前沒有接觸過的命題角度該怎么思考,所以模擬卷不要做太多,李六+李四已經(jīng)足夠了,基礎(chǔ)好的同學(xué)可以再挑選一些其他質(zhì)量高的卷子,比如:李艷芳、張宇等。不論是真題還是模擬卷,都要嚴(yán)格限定時(shí)間,甚至可以逼迫自己在少于考試時(shí)間的情況下完成卷子,只有這樣考試時(shí)候在壓力、緊張的情形下才能從容不迫。
第三點(diǎn)是最重要的關(guān)于專業(yè)課的備考情況:
專業(yè)課:清華金融碩士最核心的科目是專業(yè)課,因?yàn)閷I(yè)課的命題風(fēng)格極其多變,考試范圍不定且讓人摸不到重點(diǎn)。非常多公共課分?jǐn)?shù)優(yōu)秀的同學(xué)專業(yè)課可能出現(xiàn)不過線的情況,今年情況尤甚。據(jù)我所知專業(yè)課110+的同學(xué)數(shù)量只有個(gè)位數(shù),而有相當(dāng)一部分同學(xué)專業(yè)課分?jǐn)?shù)<90,因此今年的專業(yè)課單科線降到了80,在20年也同樣出現(xiàn)了此情況,那年第一次在專業(yè)課中加入了多選題,單科線降到了75,不過第二年多選題就因?yàn)榈梅致侍投蝗コ?。下面是我認(rèn)為比較合理的專業(yè)課備考策略:
首先,明確專業(yè)課考察范圍和參考書目,范圍主要是微觀金融和宏觀金融,微觀金融又包括公司理財(cái)和投資學(xué),宏觀金融則包括貨幣銀行學(xué)和國際金融學(xué)。每年官網(wǎng)在招生目錄公布后會(huì)有一個(gè)考試大綱,大家可以自行去下載,一般來說各部分的分?jǐn)?shù)占比是公司理財(cái)、投資學(xué)、宏觀金融各占50%,但是近兩年來,宏觀金融分?jǐn)?shù)占比呈現(xiàn)下滑趨勢,公司理財(cái)和投資學(xué)越來越成為命題的重中之重,同時(shí)衍生品題目的出現(xiàn)頻率也在提高。微觀金融我主要用到了四本參考書,最主要的是羅斯的《公司理財(cái)》和博迪的《投資學(xué)》同時(shí)使用了赫爾的《期權(quán)期貨及其他衍生產(chǎn)品》以及宋逢明教授的《金融工程原理》作為補(bǔ)充。宏觀金融參考了易綱先生的《貨幣銀行學(xué)》以及姜波克教授的《國際金融學(xué)》,同時(shí)補(bǔ)充了米什金的《貨幣金融學(xué)》。
其次,確立專業(yè)課完整的備考規(guī)劃和策略。在我看來,因?yàn)榍迦A金融專業(yè)課覆蓋范圍廣、難度大,所以需要長時(shí)間的有效復(fù)習(xí)和一定量的題目練習(xí),想依靠短期突擊拿到不錯(cuò)的分?jǐn)?shù)可能性不大,但是戰(zhàn)線也不需要拉得太長,8-10個(gè)月為宜。前期,通過閱讀學(xué)習(xí)教材,對(duì)基礎(chǔ)知識(shí)有一個(gè)基本的把握,核心是不留死角,遇到困難的知識(shí)點(diǎn)和問題可以稍微花費(fèi)多一點(diǎn)的時(shí)間來攻克,然后通過練習(xí)課后習(xí)題鞏固知識(shí)點(diǎn),掌握一些做題技巧。中期,在教材過完一遍之后,各方位搜集相關(guān)題目來做,例如貨幣銀行學(xué)的練習(xí)題,國際金融、公司理財(cái)?shù)木毩?xí)題等等,其他相關(guān)院校的真題,不斷鞏固自己的知識(shí)點(diǎn),及時(shí)復(fù)習(xí)課本相關(guān)知識(shí)以及課后習(xí)題中的錯(cuò)題、難題等等,要知道雖然清華專業(yè)課難度很大,但其中也存在一些簡單題,學(xué)透課本知識(shí)點(diǎn)一定可以把簡單容易拿到的題目分?jǐn)?shù)拿到。后期,通過清華自己的院校真題,進(jìn)行真題測驗(yàn),形成考試的模式,每做一套卷子都要對(duì)卷子中出現(xiàn)的所有知識(shí)點(diǎn)進(jìn)行反思,把真題的利用度調(diào)到最高。如果卷子中出現(xiàn)一些超綱的知識(shí)或者難度較大的證明題,也要相應(yīng)地做一些擴(kuò)充。
最后,關(guān)于復(fù)試只能給大家說一下我是如何準(zhǔn)備復(fù)試的,核心就兩點(diǎn),一是復(fù)習(xí)專業(yè)課知識(shí)二是修改簡歷挖掘自己的閃光點(diǎn)。
行文至此,值得寫下來的考試經(jīng)驗(yàn)已經(jīng)所剩無幾,但是想告訴各位學(xué)弟學(xué)妹的是,考研并不只是知識(shí)能力的比拼更是心態(tài)意志的戰(zhàn)場,如果決定了考研,決定了考取中國最難的碩士項(xiàng)目之一,就要下定百分之一百二十的決心,像王安石所說的:盡吾志也而不能至者,可以無悔矣。希望各位都能在明年十二月戰(zhàn)勝自己,在冬去春來的四月迎接人生的新階段。
?【經(jīng)驗(yàn)貼來源于新祥旭原創(chuàng) 考研劉老師:xinxiangxu010,未經(jīng)允許,禁止轉(zhuǎn)載!】
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