金融英文詞匯用語(yǔ) 4 Financial Vocabulary 4
Broad money is measured by counting money kept by banks and people.? ? ? ? ? broad money 廣義貨幣
Under capitalised means it has too little money to be able to develop.
The base rate is used to decide how much to charge for lending money.? ?? ? ? ? ? ? ? ? ?base rate 基準(zhǔn)利率
Example:
My mortgage rate is always 1% higher than the bank base rate.
mortgage rate 按揭利率;抵押貸款利率
Disposable income is the money (income after taxes)which you can spend as you want and not on basic needs.?
Disposable Income 個(gè)人可支配收入(稅后收入)
Example:
Due to a recent salary rise, I now have quite a lot of disposable income.
salary rise 漲薪
The fixed assets of a business are things of value such as buildings.? ? ? ? ? ? ? ? ? ? ? ? ? fixed assets 固定資產(chǎn)
Example:
Most of the value of the company is tied up in fixed assets, such as the shops.
The extra money paid to someone because their job is dangerous is called danger money.? ?
danger money 危險(xiǎn)工作津貼
An overdraft facility is an agreement between a bank and customer which allows the bank?account to be temporarily allowed to owe to the bank.? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? overdraft facility 透支貸款
Example:
As we sometimes have a cash flow problem, we have agreed an overdraft facility with our bank.
cash flow 現(xiàn)金流
Factory gate prices are the prices which a factory sells its goods for.? ? ? ? ? ? ? ? ? ? ? ? factory gate price 出廠價(jià)
A copper-bottomed investment can be trusted completely because it is certain to succeed.? ? ? ? ? ?
copper-bottomed 穩(wěn)妥投資;可靠投資
A champagne socialist spends money wastefully but claims to support a fair society.? ? ? ? ? ? ? ? ? ?
champagne socialist香檳酒社會(huì)主義者
daylight robbery is charging an unreasonably high price for something? ? ? ? ? ? ? ? ? ? ?daylight robbery 明目張膽的打劫,漫天要價(jià),敲竹桿
?charge 收費(fèi)
Example:
$10 for an orange juice? That's just daylight robbery!
A bridging loan is what a bank lends to you until you can get the money from somewhere else.? ?
bridging loan 過(guò)渡性貸款
Example:
My bank has given me a bridging loan to cover the next month until I get paid.
to cover 用以應(yīng)付支付,覆蓋上...
A blank cheque has been signed but does not yet have the amount of money written on it.? ? ? ? ?
blank cheque 空額支票(已簽名但未填金額)
Example:
A company car and gym membership are two of the fringe benefits I receive from my company.
A clearing bank exchanges cheques with other banks.? ? ? ? ? ? ? ? ? ? ? ? ? ? ?
clearing banks 清算銀行;票據(jù)交換銀行
A down payment is an amount of money which is only part of the total cost.? ? ? ? ?down payment 首付款;預(yù)付金
Example:
I've made a $100 down payment on a new 42” Plasma Screen TV.
Plasma Screen TV 等離子電視
A credit squeeze is when it is difficult to borrow money from banks.? ? ? ? ? ? ? ? ? ? ? ? credit squeeze 信貸緊縮
A bounced cheque is one which has not been accepted by a bank because of a lack of money in the account.?
Bounced Cheque 支票跳票;開(kāi)空頭支票
Example:
The bank made me pay a penalty of $10 for a bounced cheque.
to pay a penalty of 繳納罰款
A $50 gift token can be exchanged in a shop for goods of that value.
gift token 禮券
Example:
When Peter retired, we collected money from his colleagues and gave him a $500 gift token.?