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金融英文詞匯用語(yǔ) 4 Financial Vocabulary 4

2022-06-08 16:29 作者:清澈的黑襯衫  | 我要投稿
  • Broad money is measured by counting money kept by banks and people.? ? ? ? ? broad money 廣義貨幣


  • Under capitalised means it has too little money to be able to develop.

  • The base rate is used to decide how much to charge for lending money.? ?? ? ? ? ? ? ? ? ?base rate 基準(zhǔn)利率

    Example:

    My mortgage rate is always 1% higher than the bank base rate.

    mortgage rate 按揭利率;抵押貸款利率


  • Disposable income is the money (income after taxes)which you can spend as you want and not on basic needs.?

    Disposable Income 個(gè)人可支配收入(稅后收入)

    Example:

    Due to a recent salary rise, I now have quite a lot of disposable income.

    salary rise 漲薪


  • The fixed assets of a business are things of value such as buildings.? ? ? ? ? ? ? ? ? ? ? ? ? fixed assets 固定資產(chǎn)

    Example:

    Most of the value of the company is tied up in fixed assets, such as the shops.


  • The extra money paid to someone because their job is dangerous is called danger money.? ?

    danger money 危險(xiǎn)工作津貼


  • An overdraft facility is an agreement between a bank and customer which allows the bank?account to be temporarily allowed to owe to the bank.? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? overdraft facility 透支貸款

    Example:

    As we sometimes have a cash flow problem, we have agreed an overdraft facility with our bank.

    cash flow 現(xiàn)金流


  • Factory gate prices are the prices which a factory sells its goods for.? ? ? ? ? ? ? ? ? ? ? ? factory gate price 出廠價(jià)


  • A copper-bottomed investment can be trusted completely because it is certain to succeed.? ? ? ? ? ?

    copper-bottomed 穩(wěn)妥投資;可靠投資


  • A champagne socialist spends money wastefully but claims to support a fair society.? ? ? ? ? ? ? ? ? ?

    champagne socialist香檳酒社會(huì)主義者


  • daylight robbery is charging an unreasonably high price for something? ? ? ? ? ? ? ? ? ? ?daylight robbery 明目張膽的打劫,漫天要價(jià),敲竹桿

    ?charge 收費(fèi)

    Example:

    $10 for an orange juice? That's just daylight robbery!


  • A bridging loan is what a bank lends to you until you can get the money from somewhere else.? ?

    bridging loan 過(guò)渡性貸款

    Example:

    My bank has given me a bridging loan to cover the next month until I get paid.

    to cover 用以應(yīng)付支付,覆蓋上...


  • A blank cheque has been signed but does not yet have the amount of money written on it.? ? ? ? ?

    blank cheque 空額支票(已簽名但未填金額)

    Example:

    A company car and gym membership are two of the fringe benefits I receive from my company.


  • A clearing bank exchanges cheques with other banks.? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

    clearing banks 清算銀行;票據(jù)交換銀行


  • A down payment is an amount of money which is only part of the total cost.? ? ? ? ?down payment 首付款;預(yù)付金

    Example:

    I've made a $100 down payment on a new 42” Plasma Screen TV.

    Plasma Screen TV 等離子電視


  • A credit squeeze is when it is difficult to borrow money from banks.? ? ? ? ? ? ? ? ? ? ? ? credit squeeze 信貸緊縮


  • A bounced cheque is one which has not been accepted by a bank because of a lack of money in the account.?

    Bounced Cheque 支票跳票;開(kāi)空頭支票

    Example:

    The bank made me pay a penalty of $10 for a bounced cheque.

    to pay a penalty of 繳納罰款


  • A $50 gift token can be exchanged in a shop for goods of that value.

    gift token 禮券

    Example:

    When Peter retired, we collected money from his colleagues and gave him a $500 gift token.?





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