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評論翻譯

Kamala Sekar
living in Tiruppur, Tamil Nadu (working as an accountant). 40 years old, receiving only Rs.30k per month salary (no other benefits). My family members are 7 - “yes” (2 Children, 3 Olders, me and wife - my earning only for my family running for the last 4 years)
Spending for Necessary things - Milk 3k, Rice and other Groceries 5k, Fruits & Vegetables 2k, Snacks & others foods 2k - Total Rs.12,000- per month.
Medical - average for those 7 members (routine medical expenses) - Rs.3,000 Per month.
Travel to Office and my expenses / visiting to nearby places / visiting relatives homes - Rs.5,000 per month.
Medical Insurance for 4 members (not for olders) per year Rs.12,000 (Note - it is very benefit and safety one) - Rs.1,000 per month
LIC Insurance Premium only - Rs.2,000 per month.
School Fees for my Girl Child - Rs.2,500 per month

我住在泰米爾納德邦的蒂魯普爾(我是一名會計)。我40歲，月薪只有3萬盧比(沒有其他福利)。我的家庭成員有7個人，“是的”(2個孩子，3個老人，還有我和我的妻子，過去4年里，我的收入只用于我的家庭的各種支出)
必需品的支出——牛奶3000盧比，大米和其他食品5000盧比，水果和蔬菜2000盧比，零食和其他食品2000盧比——每月總計12000盧比。
醫(yī)療——這7名成員的平均醫(yī)療費用(日常醫(yī)療費用)——每月3000盧比。
我的個人開銷/去附近的地方出差/拜訪親戚——每月5000盧比。
4名成員(不包括老人)的醫(yī)療保險每年12,000盧比(注意，這是非常有利和安全的)——每月1,000盧比
人壽保險費每月2000盧比。
我女兒的學費——每月2500盧比

So, take an average saving amount of Rs.3000 per month x 12 = Rs.36,000 per year- from this only i am spending / managing for other expenses - like Clothings, Outings, Buying Home Necessary Electronic Items & maintenances and Ornaments.
I have invest my moms savings of Rs.3,00,000 in a Land 10 years before and sold the same before 3 years and buy a Small Land and constructed a building from the sale benefit. Own house so here is No Rent. Earning is small (for 7members) but managing the salary by Thrift. Here is good. But also some eager for me and my family to live a Luxury Life - but my life is going this way only.

所以，平均每個月能攢下3000盧比x12=每年36000盧比——我只從這里面支付其他開支——像買衣服，外出，購買和維修家里必要的電子產(chǎn)品和裝飾品。
我10年前用我媽媽的30萬盧比的積蓄投資了一塊土地，3年前我賣掉了這塊地，然后用這筆錢買了一小塊建筑用地，建了一棟樓。因為有自己的房子，所以不需要支付租金。
我掙得不多(對7個人來說)，所以要勤儉持家。我也渴望我和我的家人能過上奢侈的生活——但我的生活只能這樣。

Ankita Mahesh Shinde
I'm 24 year girl not only girl …I'm a married woman also ,full-time house wife as well as student also…. I'm not a salaried person…
But after marriage my husband give me a 5000 rupees as a poket money and that all money I spent in mutual fund as SIP .
I didn't spent a single rupee on me. I just think that saving money now will help me in future for any financial problems. Money saved today will grow tomorrow.
Why I answered this question because I assume that pocket money as a salary …..

我是一個24歲的女孩，不只是一個女孩，我也是一個已婚婦女，全職家庭主婦，同時也是一個學生....我不是工薪族……
婚后，我丈夫每月給我5000盧比作為零花錢，我把所有的錢都投資在了共同基金上。
我沒在自己身上花一分錢。我只是認為現(xiàn)在存錢對我將來遇到經(jīng)濟問題會有幫助。今天存的錢明天會增值。
為什么我回答這個問題，因為我認為我的零花錢也可以作為一種工資.....

Raj Malhotra
I live in Mumbai and my age is 38. I make exactly Rs.43,000/- every month.
I send Rs.5000/- every month to my younger brother for his expenses as he is studying. He is in the final year.
I stay as a paying guest where I pay rent of Rs.6000/- month. It includes food for two times and stays.
Rs.75/- every day for traveling expenses which makes Rs.1875/-(Rs.75*25).
Rs.50/- every day for lunch during working days and Rs.110/- on non-working days(Zomato/swiggy very costly nowadays) which makes Rs.1690/-(Rs.50*25+Rs.110*5).
I have monthly expenses of Rs.2000/- on different aspects like tea, coffee.
I know I make very little compared to my fellow mates in Mumbai. But my life had very dramatic changes and I am happy with this shift. However, looking for growing up as age is crossing and family is looking for me to take their responsibilities also.

我住在孟買，今年38歲。我每個月正好賺43000盧比。
我每個月寄5000盧比給我弟弟，作為他的學費，他是最后一個學年。
我是一名租客，每月需要支付6000盧比的租金。包括兩餐和住宿費。
每天75盧比的差旅費，也就是1875盧比(75*25盧比)。
工作日的午餐是50盧比，非工作日是110盧比(現(xiàn)在Zomato/swiggy外賣非常貴)，這些一共是1690盧比(50*25+ 110*5)。
我每個月的額外花費是2000盧比，用于不同的方面，比如茶和咖啡。
我知道與孟買的同事相比，我掙得很少。但我的生活發(fā)生了巨大的變化，我很高興這種轉(zhuǎn)變。然而，隨著年齡的增長，其他家庭成員也在讓我負擔他們的生活。
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Anonymous
I am working in Dubai on a salary of 6500 AED, which roughly translates to 1,30,000 Indian Rupees a Month.
The biggest portion of my wastage is my monthly rent, which is 2000 AED (40000 Rs) for a small room near my office, which saves transportation cost. I could live in shared accommodation and spend less on the room, but being an introvert, I hate sharing my personal space with one or two other guys.
I am 26, and I avoid dating because dating here costs a lot of money and I am not rich yet.

我在迪拜工作，月薪是6500AED，大約相當于13萬印度盧比。
我最大的花銷是我每月的租金，我在我的辦公室附近租了一個小房子，租金是每月2000AED(40000盧比)，但這節(jié)省了交通費用。我本可以和別人合住，在租金上花更少的錢，但是作為一個內(nèi)向的人，我不喜歡和一兩個男人分享我的私人空間。
我26歲，但我避免約會，因為在這里約會很費錢，而且我還不夠富有。
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I try to cook most of the times, but sometimes I order outside. My monthly food and beverages cost around 600 AED.
Again, I try to live very strictly. I haven't bought a new pair of shoes in almost a year. But just for the sake of it, lets say I spend around 200 AED on Entertainment or shopping every month.
So my monthly expenses are 2000 + 600 + 200 = 2800 AED.
And I save around 3700 AED, which is roughly 74000 Rupees.
In India, I used to make 35000 A month. And now I am saving double of it, but it is coming at the cost of me not having a life outside of my work.

大部分時間我都自己做飯，但有時我會在外面點餐。我每個月的食物和飲料大約花費600AED。
再說一次，我的生活很節(jié)儉。我已經(jīng)快一年沒買雙新鞋了。為了方便起見，我們假設我每個月在娛樂或購物上花費大約200AED。
所以我每個月的開銷是2000+600+200=2800AED。我每個月能剩下大約3700AED，也就是大約74000盧比。
我以前在印度，一個月能剩下35000盧比?，F(xiàn)在我能剩下兩倍的錢，但代價是我失去了工作之外的生活。

I plan to continue to do so for the next one year, so that I have sufficient bank balance to start a small business of my own.
Coming from a poor family background, I had to start from the scratch, and seeing my Indian bank balance rise every month makes me satisfied and it feels like the sacrifices I am making today are for sure going to yield a better tomorrow.
Hopefully, when I turn 27. I can gift myself a small business so that my children and their children don't have to sacrifice as much as I or my parents did.

我計劃在接下來的一年里繼續(xù)這樣做，這樣我就有足夠的存款來創(chuàng)業(yè)。
我來自一個貧窮的家庭，我不得不從零開始，看到我的銀行余額每個月都在增長，這讓我感到滿足，感覺我今天所做的犧牲一定會帶來更好的明天。
希望在我27歲的時候，我可以開一家自己的小買賣，這樣我的孩子和他們的孩子就不必像我或我的父母那樣做出太多犧牲。
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Happy Mittal
I am 32 years old, working as an applied scientist in the India Machine Learning team at Amazon. Due to covid, I am working from home (in Gurgaon), and my work hours are mostly decided by my 1.5 years old daughter.
We are a joint family of 5 members plus 2 kids. Unfortunately, my father passed away last year and now I and my younger brother take care of financial expenses. We have our own home hence no rent. Coming to how I spend my monthly salary, here is a typical descxtion of that. All figures are in INR.
Household Expenses: 30k to my mom for household expenses (grocery, maid salary etc.). My younger brother and I contribute equally (30k each).
Bills: 20k. Various bills like electricity biil, water bill, mobile recharges etc.
OTTs: 2k. I have taken annual subscxtions of nearly all common OTTs like Netflix, Hotstar, SonyLiv etc.

我今年32歲，是亞馬遜印度機器學習團隊的一名應用科學家。由于新冠肺炎，我在家工作(在古爾加翁)，我的工作時間主要由我1.5歲的女兒決定。
我們是一個五口之家，還有兩個孩子。不幸的是，我的父親去年去世了，現(xiàn)在我和我的弟弟負責經(jīng)濟開支。我們有自己的房子，不用付房租。說到我如何花我的工資，下面會有一個全面的描述。所有數(shù)據(jù)均以印度盧比計算。
家庭開支:給我媽媽3萬盧比用于家庭開支(食品雜貨、女傭工資等)。我的弟弟和我每人支付3萬。
賬單:2萬盧比。各種賬單，如電費、水費、手機充值費等。
視頻網(wǎng)站會員:2萬盧比。我訂閱了幾乎所有常見的在線視頻網(wǎng)站，比如Netflix、Hotstar、SonyLiv等。

10k to my mom for her personal expenses/savings.
20k to my wife for her personal expenses
Dine-out: 5k for eating out. We typically dine out twice a month.
Fuel: 3k for petrol (thanks to WFH because of which it has come down significantly).
Sport: 700. I have a group of friends and we book a ground to play cricket every sunday.
Misc: 10k for misc expenses like medical, clothes, food order etc.
Currently, I don't have to spend anything on school fees etc but once my daughter starts going to school, then that will be a significant addition to our expenditure.

給我媽媽1萬盧比，用于她的個人開支/儲蓄。給我妻子兩萬盧比，用于她的個人開銷
外出就餐:5千盧比。我們一般一個月出去吃兩次飯。
燃料:汽油3千盧比(感謝遠程工作，因為汽油花費已經(jīng)顯著下降)。
運動:700盧比。我有一群朋友，我們每個星期天都會訂一個場地來打板球。
雜項:10萬盧比，用于醫(yī)療、衣服、訂餐等雜項費用。
目前，我不需要在學費等方面花錢，但一旦我的女兒開始上學，那將是我們開支的一個重大增加。