"If you are working, there is a limit on the amount of your earnings that is taxed by Social Security. This amount is known as the “maximum taxable earnings” and changes each year.

Year????Amount

2020????$137,700

2021????$142,800

2022????$147,000

2023????$160,200

https://www.ssa.gov/benefits/retirement/planner/maxtax.html

例如，2023 年收入為 160,200 美元或以上的個(gè)人, 繳社保金 160,200 x 6.2% =?9,932.40 美元，而他的雇主則繳付相應(yīng)金額。?9,932.40 美元是2023年最高社保金.

Every year, roughly 6?percent of covered workers have earnings above the?taxable maximum.?每年，大約 6% 人的收入高于上面說的最高限額.

https://www.ssa.gov/policy/docs/population-profiles/tax-max-earners.html

如果某人自 22 歲起收入高于上面說的最高限額,?每年繳最高社保金,?40年后(62歲)可領(lǐng)多少退休金 ?

2022年,?每月可領(lǐng) 2364?美元. (這是62歲退休人員中最高的,?天花板退休金)

https://www.ssa.gov/oact/cola/examplemax.html

The?Big Mac Index?is a?price index?published since 1986 by?The Economist?as an informal way of measuring the?purchasing power parity?(PPP) between two?currencies.

https://en.wikipedia.org/wiki/Big_Mac_Index

巨無(wú)霸指數(shù)是《經(jīng)濟(jì)學(xué)人》自 1986 年以來(lái)發(fā)布的價(jià)格指數(shù)，作為衡量?jī)煞N貨幣之間購(gòu)買力平價(jià) (PPP) 的非正式方式.

$2364 x 4.66 = 11016.24(RMB)

因此，如果一個(gè)人60歲在中國(guó)退休，退休金是一萬(wàn)一，粗略地說, 幾乎和美國(guó)退休金的天花板一樣.