正文翻譯

Is it cheaper to buy or build your house?

買房子便宜還是自己蓋房子便宜?

評論翻譯

Sundaramany Mani, A finance and economics enthusiast with several years experience

Sundaramany Mani，在融和經(jīng)濟方面多年經(jīng)驗的愛好者
原創(chuàng)翻譯：龍騰網(wǎng) http://www.ltaaa.cn 轉(zhuǎn)載請注明出處

No, it is cheaper.
You can buy land cheaper without developer's margins
You save from developer's legal and other administrative costs
You save from builder's margins/markup on construction cost
You save from GST on builder's construction services
You save from builder's supervision costs
You save from builder's/developer's finance costs
You enjoy the freedom of buying land where you like and build house suiting your aesthetics, tastes, preferences and at your own pace, room by room, floor by floor
You only avail services of an engineer to do floor plans, architectural designs, obtain town planning approvals, occasional construction supervision.
You can buy materials on your own as per quantities provided by engineering estimates
Engage mason/ carpenter/ fabricators on “rate contract" basis and unskilled labourers on daily basis
Construction cost around Rs.1800-2000 per sft or less and land cost depending on area & location

不，（自建）比較便宜。
你可以更便宜地購買土地，而不需要承擔(dān)開發(fā)商的利潤；
你可以節(jié)省開發(fā)商的法律和其他管理成本；
你節(jié)省了建筑商的利潤和建筑成本的加價率成本；
你可以從建筑商的建筑服務(wù)中節(jié)省商品服務(wù)稅費用；
你可以節(jié)省建筑商的監(jiān)督成本；
你可以節(jié)省建筑商/開發(fā)商的財務(wù)成本；
你可以自由地在自己喜歡的地方購買土地，按照自己的審美、品味和喜好，一間一間地、一層一層地建造房子；
你只會利用工程師來做平面圖、建筑設(shè)計、獲得城市規(guī)劃批準(zhǔn)，偶爾還會進行施工監(jiān)督。
你可以根據(jù)工程估算提供的數(shù)量自行購買材料
根據(jù)“價格合同”雇傭泥瓦匠/木匠/制造商，和非熟練工人進行日常溝通。
建筑成本約為每平方英尺1800-2000盧比，或更低，土地成本取決于區(qū)域和位置
原創(chuàng)翻譯：龍騰網(wǎng) http://www.ltaaa.cn 轉(zhuǎn)載請注明出處

Kevin Mcelroy
It’s much cheaper to buy one. I just bought a 30 year old house for $131 a square foot, a new home of similar quality would cost me about $210 a square foot. Given the size of my home, the difference is about $260,000.
My existing home is completely upxed, and all i need to change is the master bath tile, and the kitchen quartz because i don’t care for the color. My upxes are less than $40,000.

買一個便宜多了。我剛以每平方英尺131美元的價格買了一套30年的老房子，同樣質(zhì)量的新房子每平方英尺210美元左右?？紤]到我的房子的大小，差距大約是26萬美元。
我現(xiàn)有的房子已經(jīng)完全現(xiàn)代化了，我只需要更換主浴室的瓷磚和廚房的石英石，因為我不喜歡帶顏色的。我的裝修不到4萬美元。

Ron Rothenberg, Second Cousin of Quora
Usually it is much more expensive, both financially and emotionally.
There are so many decisions to be made when building a house. Contractors live in a different world and don’t speak the same language, even if their English is superb.
It’s the nature of construction that materials shrink and swell and new houses make noises, nothing quite fits right, and you will think your new house is possessed by demons.
Your expectations, on the other hand, are that it is like a new car, and everything will work perfectly.
The truth is that a new house is less like a new car and more like a colicky baby.

通常，無論是在經(jīng)濟上還是在情感上，代價都要高昂得多。
蓋房子的時候有很多決定要做。承包商生活在一個不同的世界，即使他們的英語很棒，不會說同一種語言。
這是建筑的本質(zhì)，材料會收縮和膨脹，新房子會發(fā)出噪音，沒有什么是合適的，你會認為你的新房子被惡魔附身了。
另一方面，你的期望是，它就像一輛新車，一切都會完美地運行。
事實是，一棟新房子不像一輛新車，更像一個疝氣的嬰兒。

You will also spend a lot more money on building the house. You will choose all the upgrades, just because you can.
Real Estate Joke: “Q: How do you build a $300,000 house? A: Spend $400,000.”
You and your spouse will divorce due to the stress of building the house. She will end up with half of a house that you can’t sell for what you paid.
The whole thing will end up in court as you sue the builders of the house.
Phew, just buy a house that has been standing for 100 years - that’s a great testament to the fact that the builders knew what they were doing.?
Seriously, though, building a house is much more work than you can imagine, so make sure you know what you’re getting into before you go that route.
Too many people walk into home construction with no idea what it entails. Don’t be one of them.

你也會花更多的錢在建造房子上。你將選擇所有的升級項目，只是因為你可以。
房地產(chǎn)笑話：“問：你怎么建一棟30萬美元的房子？答：花40萬美元。”
由于建造房屋的壓力，你和你的配偶將離婚。她最終會得到房子的一半，而你無法以你支付的價格出售。
當(dāng)你起訴房子的建造者時，整件事都會在法庭上了結(jié)。
哇，買一棟已經(jīng)屹立了100年的房子就行了——這是一個偉大的證明，證明建造者知道他們在做什么。
不過，說真的，蓋房子的工作比你想象的要多得多，所以在你做這個決定之前，一定要知道你要做什么。
太多的人不知道房屋建設(shè)需要什么。不要成為他們中的一員。

Daniel Suciu, Investor/Enterpreneuer/House Flipper/Architect/Enginineer

Daniel Suciu，投資者/企業(yè)家/房屋建設(shè)者/建筑師/工程師

One of my friends charges $400 a square foot labor and materials to build high-end houses. I as a value Builder can build the same quality house for about $120 a square foot labor and materials. So it depends on who you hire whether or not it’s cheaper to build your own house or buy one.
Some builders pay material markups were others don’t and negotiate fixed prices for labor. By taking away the risk of materials you can negotiate weekly rate with a lot of skilled tradesmen for labor only. Some builders pay electricians $100 an hour to drill holes while others pay carpenter which are $25 an hour to drill the same holes. Same goes with the plumber.

我的一個朋友建造高端住宅每平方英尺要價400美元的勞動力和材料費。作為講究物超所值的建設(shè)者的我來說，可以用每平方英尺120美元的勞動力和材料建造同樣質(zhì)量的房子。所以，建造自己的房子還是買房子更便宜的問題取決于你雇傭的是誰。
一些建筑商要支付材料的利潤，而另一些建筑商則不支付，并協(xié)商固定的勞動力價格。排除掉材料的加價風(fēng)險外，你可以與許多熟練的技工協(xié)商每周的價格，只需付勞動力費用。一些建筑工人付給電工100美元一小時來鉆洞，而另一些工人付給木匠25美元一小時來鉆同樣的洞。水管工也一樣。

Some builders use coupons to purchase materials.?
Generally it is cheaper to build your own house compared to buying a house. When you buy house the builder is going to want his profit and taxes.
I just heard of an instance where a former jail that cost the government over $250 a square foot to build in the 80’s is being sold for $20 a square foot. So if you buy that and spend a few hundred thousand dollars remodeling it You would have a monster house for half the price.
Yhe point is that if you do things unconventionally and think outside the box you can build for far less

一些建筑商使用優(yōu)惠券購買材料。
一般來說，建造自己的房子比買房子便宜。當(dāng)你買房子時，建筑商會想要他的利潤以及還需要交稅。
一些建筑工人付給電工100美元一小時來鉆洞，而另一些工人付給木匠25美元一小時來鉆同樣的洞。水管工也一樣。所以，如果你買了它，花幾十萬美元重建它，你會以一半的價格得到一個巨大的房子。
重點是，如果你不按常規(guī)做事，跳出框框思考，你可以用更少的錢來建造它。

Glen McMillian, former Country Born and Bred, Outdoor Enthusiast
I have built a couple,myself, and participated in the building of many more, and I know a number of people who contracted their own home construction.
If you are reasonably competent at managing your own business affairs, and know how to use the tools, you are very likely to save a substantial amount of money by building yourself, personally, hands on.
If you hire out all or almost all the work to subcontractors, the odds are good you will save a good bit of money. Everybody I know personally who served as their own general contractor saved some money, more than enough that they were happy.
You do have to have a working brain and some organizational skills to build or supervise the construction of a house, but it’s not rocket science.

我自己建造了兩棟建筑，還參與了更多的建筑，我認識一些人，他們自己建設(shè)房屋。
如果你在管理自己的商業(yè)事務(wù)方面有相當(dāng)?shù)哪芰Γ⑶抑廊绾问褂眠@些工具，你很可能選擇親自動手打造來節(jié)省大量資金。
如果你把所有或幾乎所有的工作都租給分包商，你很可能會省下一大筆錢。我認識的每一個自己做總承包商的人都存了一些錢，多得讓他們很高興。
你確實需要有能力和組織技能來建造或監(jiān)督房子的建造過程，但這不是火箭科學(xué)。

Cindy Enright, lives in Florida (1956-present)

辛迪·恩賴特，住在佛羅里達(1956年至今)

My husband and I built, but did it a little differently than most people. We acted as our own contractor and as such could purchase materials at contractor prices. The only thing we “hired out” was the foundation, framing and roof. We were lucky to have my dad that knew what he was doing since he was a former contractor and had friends. We did the plumbing, my uncle came to visit from Alabama and did my electric (master electrician)
I don't know that it was any cheaper, but in the end it was ours, and paid for when we moved in. Now before you think it was an 800 square foot abode, far from it. 2500 sq feet, with what at the time ('86) was top of the line materials, appliances and fixtures. The family joke was the two most costly rooms were the master bath and my kitchen and they were, but we had what we wanted and it was built to last a lifetime.
At that point in time the county had a rule that you had to have an energy audit before they would issue a building permit It took into account things such as your HVAC, insulation, windows and were you using solar.?
At the end we swore never again. Joke was on us. We ended up rehabbing two others later in life.

我丈夫和我建造了房子，但和大多數(shù)人做的有點不同。我們自己作為承包商，因此可以按承包商價格購買材料。我們唯一“分包“出去的就是地基、框架和屋頂。我們很幸運，父親知道他在做什么，因為他以前是一名承包商，有很多朋友。我們做了水管，我叔叔從阿拉巴馬州來給我做電工。
我不知道是不是更便宜，但最終那是我們的房子，我們搬進來的時候付好了錢。在你認為這是一個800平方英尺的住所之前，遠非如此。2500平方英尺，用的是當(dāng)時(1986年)頂級的材料、電器和固定裝置。家里的笑話是，最貴的兩個房間是主浴室和我的廚房，但我們有我們想要的，它是為我們的生活而建的。
當(dāng)時，該縣有一條規(guī)定，在他們簽發(fā)建筑許可證之前，你必須進行能源審計。它考慮到了諸如暖通空調(diào)、隔熱材料、窗戶以及是否使用太陽能等因素。
最后我們發(fā)誓再也不做了。我們開了個玩笑。后來，我們又幫另外兩個人進行了改造。